The loan company used both hard and soft methods to urge the elderly to pay debts. How did they become "meat" on the chopping board?

  CCTV News:Pay attention to a scam under the banner of housing for the elderly. "Providing for the aged with housing" mainly means that the elderly mortgage their housing to the insurance company in reverse, so as to receive a certain amount of pension insurance every month. This is a commercial endowment insurance business encouraged by the government, but some unscrupulous companies and personnel cheat the elderly under the banner of "providing for the elderly with housing", resulting in some elderly people falling into a situation where their housing and property are empty. Lu Fengming, who lives in Tiantongyuan Community, Changping District, Beijing, is 69 years old. In recent months, she has often discussed a big thing for them with several old sisters.

  Beijing citizen Lu Fengming: "When I asked for this principal and interest, I had almost more than a month. I couldn’t eat and sleep, and the pressure was very great."

  Beijing citizen Zhang Yulan"It’s just a feeling that the sky is falling and we are cornered."

  Fake "housing for the elderly" usury with an annual interest rate of 24%

  What makes these old people feel that the sky is falling is that there is something wrong with the "house-for-the-elderly" project they did in Beijing Zhongan Minsheng Asset Management Co., Ltd., and each of them took his own house as a mortgage, bearing a loan of more than 3 million yuan with an annual interest rate of 24%. Now they are constantly threatened by the loan company and asked them to sell the house to repay the loan.

  Beijing citizen Lu Fengming"Just tell my husband to sell the house quickly, and sell your house quickly. If you sell the house now, you can sell it for 5 million yuan, and you can still have 2 million yuan left. We can help you find someone to buy your house. If you want to go through the court, your house is only worth 1.8 million yuan."

  The loan company used both hard and soft measures to urge the elderly to pay debts.

  In order to force the elderly to repay the principal and interest, the loan company implemented various soft violence, such as door-to-door bullying, verbal abuse, posting so-called debt collection notices in the corridor, blocking the keyhole with 502 glue, and throwing garbage and feces at the door of the elderly. How on earth did the old people get into such a situation today?

  Reporter:What kind of project did he tell you at that time?

  Beijing citizen Lu Fengming: "It is about providing for the elderly and providing for the elderly with housing."

  The false propaganda of "Zhong ‘an People’s Livelihood" caused the elderly to be deceived.

  The old man Lu Fengming said that in 2017, when she was dragged by a familiar friend to participate in the activities of Beijing Zhongan Minsheng Asset Management Co., Ltd., she learned about this house-to-house pension project. At that time, Zhong ‘an Minsheng publicized that her real estate could be mortgaged with more funds than other companies. After the funds were handed over to Zhong ‘an Minsheng, Zhong ‘an Minsheng paid a fixed pension to the elderly every month at an annual interest rate of 4% to 6%. According to the contract signed with Zhong ‘an Minsheng, Lu Fengming can receive a pension of 12,500 yuan per month after mortgaging his house for 3 million yuan.

  Beijing citizen Lu Fengming: "I think it’s quite good. It gave me interest on that day."

  In order to convince the old people, Zhongan Minsheng also arranged for the old people to sign a guarantee contract with Beijing Dingchi Huixin Investment Guarantee Company.

  Beijing citizen Wang Xiaoqun"But we learned afterwards that this insurance company is a pure shell company."

  In order to attract the elderly to invest, Zhongan Minsheng often organizes various large-scale publicity activities, sometimes reaching thousands of people.

  At the time of preaching, Zhongan Minsheng told the elderly that the mortgage of "housing for the elderly" could be withdrawn at any time.

  Deceive the elderly in the name of national ministries and commissions.

  The old people said that another important reason why they believed in Beijing Zhongan Minsheng’s housing-based pension project was that Zhongan Minsheng borrowed the national policy of "providing for the elderly with housing" in various propaganda and cheated them in the name of the Ministry of Civil Affairs, the National Committee on Ageing and the China Foundation for the Development of Ageing. It was not until the loan company came to collect debts that the old people realized that they had mortgaged their houses to various small loan companies. When the lenders took out the Property Mortgage Contract, they suddenly realized that this important contract, which allows small loan companies to sell or auction their houses at a discount, did not exist in their own hands, but it did have their own signature. What’s going on?

  Beijing citizen Zhang Yulan: "When signing the contract, I didn’t let you see it at all, and then I assigned it to you. This place was signed, this place was signed, and the place for riding seams was set for you. After signing it, I felt particularly uncomfortable."

  After the accident, the old people woke up. These are all "bureaus" designed by Zhongan Minsheng and the loan company. Zhongan Minsheng wants millions of money after they mortgage their houses, and the loan company wants 24% high interest rate and their houses.

  Beijing citizen Wang Xiaoqun: "We are all meat on their chopping boards. When we make money, they divide it. When we make money, they divide it."

  After the mortgage loan is handed over to Zhongan Minsheng, 6% of the pension income of the elderly and 24% of the high interest rate of the loan company will be borne by Zhongan Minsheng according to the contract. Obviously, such a capital scam cannot last long.

The development of rural industrial integration needs "four-chain reconstruction"

  Authors: Gao Qijie, Director and Professor of Promotion and Innovation Research Center of College of Humanities and Development of China Agricultural University, and Yang Rui, Ph.D. student of College of Humanities and Development of China Agricultural University.

  The Central Rural Work Conference was held in Beijing from December 28th to 29th. At the meeting, General Secretary of the Supreme Leader emphasized that "from the overall perspective of the great rejuvenation strategy of the Chinese nation, the nation must be rejuvenated and the countryside must be revitalized". It is a long-term task to implement the rural revitalization strategy. Under the new development pattern, the integrated development of rural industries needs to seek breakthroughs and innovations in many aspects, and it is very important to put ideas first. Therefore, rural industrial integration should be based on the advantages of local characteristic resource endowments, correctly understand and respect the laws of agricultural and rural development, promote the "four-chain reconstruction" of industrial chain, value chain, supply chain and interest chain through vertical extension of agricultural industrial chain and horizontal expansion of agricultural functions, realize internalization of external effects, reduce transaction costs, and improve the quality and competitiveness of radiation belt power and industrial development.

  Extend the industrial chain and promote the upgrading of all links.

  In recent years, all localities have actively explored and practiced, and the development of rural industrial integration has shown a good trend, but there are still some inevitable problems. Many people unilaterally think that rural industrial integration is the integration of agricultural products production, processing and sales services, and they lack sufficient understanding and understanding of the economic, cultural, social and ecological functions of agriculture, so the degree of development of various functions of agriculture is not high. In the process of rural industrial integration, there is a lack of market-oriented and influential agricultural products development and brand building, which limits the industrial integration, especially the integration of processing industry and rural tourism. In the future, it is necessary to promote the vertical extension and horizontal function expansion of the industry.

  First, we must promote the vertical extension of industrial development.Rural industrial integration should respect the laws of rural development and agricultural production, aim at consumer demand, and steadily develop basic industries such as agriculture, forestry, animal husbandry and fishery. On this basis, we will extend the rural industrial chain, develop industries with market demand and local advantages such as food processing, textile processing, biomaterials and clean energy, open up the production end, circulation end and consumption end of the industrial chain, drive industrial adjustment and upgrading, enable farmers to share non-agricultural income nearby, fully mobilize farmers’ initiative, enthusiasm and creativity, and guide farmers to actively participate in modern agricultural production and improve rural labor productivity.

  Second, we must promote the horizontal functional expansion of the industry.By aggregating resource elements, we will expand the multiple functions of agriculture, develop "internet plus Modern Agriculture" and green eco-cycle agriculture, promote the integrated development of agriculture, tourism, culture, education and other industries, actively cultivate new formats such as cultural tourism, recreation and special folk customs, stimulate the endogenous development momentum of rural industries, and broaden the channels for increasing agricultural income and efficiency. For example, by activating village resources and village culture, we can promote the development of "agricultural tourism, cultural tourism and business tourism", make the countryside a place suitable for living and traveling, fully integrate "agricultural products entering the city and citizens going to the countryside", effectively expand the consumption market of villagers’ lodging and farmhouse catering, and create more economic benefits.

  Enhance the value chain and realize the appreciation of the whole chain.

  At present, a series of activities such as production, processing and sales are still relatively lacking in integration and interaction with external technologies and resources. At the same time, the connection between upstream and downstream is not flexible and dynamic, and the added value of products is low, so it is easy to ignore the analysis and satisfaction of customers’ potential needs. Therefore, it is necessary to promote technological innovation in the whole chain and product innovation in all links, accelerate the upgrading of equipment, processes and products, achieve high quality in the whole process and upgrade the whole chain, and give full play to the "multiplier effect" of rural industrial integration.

  First, we must promote technological innovation in the whole chain.The popularization and application of emerging technologies have strong externalities and spillover effects, which are helpful to promote the optimal allocation of production factors and the transformation of production methods, and realize the intensification, informationization and intelligence of production. On the one hand, we should strengthen agricultural technology research and development. Promote the application of modern information technologies such as Internet of Things and cloud computing in the whole industrial chain, improve the level of integration and interaction between agricultural technology research and development and agricultural production, food processing, biomaterials and other industries, meet the diversified needs of the market, and comprehensively upgrade the value chain. On the other hand, we should attach importance to agricultural technology popularization. Deepen the reform of agricultural technology extension system, adhere to demand-oriented agricultural technology extension, provide agricultural technology services with strong applicability and high matching for different departments and diversified agricultural business entities, accelerate the spread and diffusion of technology in the whole agricultural industry chain, improve the adoption rate of agricultural technology, and promote the transformation of agricultural technology into efficient practical productivity.

  Second, we must promote product innovation in all aspects.Carry out the activities of "improving quality and increasing efficiency" of agricultural products, dig deep into the diversified value of agriculture, and promote the synergy and simultaneous appreciation of the primary, secondary and tertiary industries. First of all, solve the problems of "what to plant" and "what to raise". Guided by market demand, improve the planting structure, enrich the varieties, build a standardized system of agricultural production, strictly standardize the production process, ensure the quality and safety of agricultural products, and increase the production of high-quality agricultural products that are in short supply in the market and marketable. Secondly, solve the problem of "what to process". It is necessary to promote the deep processing of agricultural products, carry out grading packaging and grading pricing, standardize storage, extend storage time, reduce storage losses, and maximize the added value of agricultural products. Finally, solve the problem of "what to sell". Rural industries should build high-quality characteristic agricultural products brands in a planned and phased manner and sell safe and high-quality agricultural products.

  Optimize the supply chain to meet the demand of product supply and marketing

  Rural industries are mostly located in remote areas, with high logistics costs, and agricultural products are faced with the dilemma of "the fragrance of wine is also afraid of the depth of the alley". Therefore, rural industrial integration urgently needs to open up the supply and demand chain, expand sales channels, save circulation costs, and achieve effective docking of production and marketing.

  First, we must improve infrastructure and improve the comprehensive supporting service system.First of all, efforts should be made to improve the rural transportation network. "All roads lead to prosperity", it is necessary to build rural transportation facilities, smooth the circulation and sales channels of agricultural products, and promote the transformation of resource advantages into competitive advantages. Secondly, promote the logistics construction project of "cold chain storage", speed up the cold chain facilities and standardization construction of agricultural products and food, effectively solve the problems of product preservation and storage, and reduce transportation costs and process losses. Thirdly, improve the rural logistics service system, promote strategic cooperation with logistics enterprises, constantly promote the improvement of comprehensive service systems such as warehousing and transportation in various places, solve the problems of high logistics cost and slow delivery speed, and realize the "smooth flow of goods" of products.

  Second, we must connect production and marketing resources and build digital sales channels.In the process of rural industrial integration, we should rely on the enterprise platform and integrate local enterprises, cooperatives and other resources to explore the formation of an agricultural supply chain system that integrates the production, processing and circulation of agricultural products into one. At the same time, accelerate the construction of agricultural supply chain information platform, deepen the application of big data in agricultural production and operation, share information such as policies, markets and finance, effectively open up supply and marketing information channels, create online and offline sales channels for agricultural products, and promote agricultural products to accurately connect with the vast consumer market.

  Improve the interest chain and realize the sharing of development achievements.

  At present, the construction of interest linkage mechanism of rural industrial integration needs to be strengthened. There are differences in the ability of farmers, farmers’ professional cooperatives and leading enterprises to obtain information and win policy support, and the distribution model of rights, responsibilities and benefits is not clear enough. General Secretary of the Supreme Leader pointed out that it is necessary to accelerate the development of rural industries, conform to the law of industrial development, base on local characteristic resources, promote the development and growth of rural industries, optimize the industrial layout, improve the interest linkage mechanism, and let farmers share more value-added benefits of industries. Therefore, it is necessary to build an effective interest linkage mechanism, stimulate the vitality of multiple subjects, and form a development pattern of complementary advantages and risk sharing.

  First, we must build a multi-form interest linkage mechanism.Rural industrial integration should deepen the understanding of interest linkage mechanism, pay attention to the demands and needs of multiple subjects, and let all subjects share the value-added benefits of the whole industrial chain. First of all, we should innovate the interest linkage mechanism of "order agriculture". Encourage leading enterprises, e-commerce companies and other industrial and commercial capitals to sign agricultural products purchase and sale contracts with farmers and farmers’ professional cooperatives, transform rural development formats with big data, improve the scale and organization level of agricultural products supply, enhance the sustainable supply capacity of agricultural products, increase the return of profits, and maintain stable cooperative relations. Secondly, encourage the development of joint-stock cooperative interest linkage mechanism. We will carry out voluntary participation of farmers in land management rights and idle farm houses to develop agricultural industrialization, promote various forms of joint-stock cooperation among farmers, farmers’ cooperatives, village collectives and leading enterprises, and promote "guaranteed income+dividend by shares" to tilt the income distribution ratio to farmers.

  Second, we must stimulate the vitality of multiple subjects.For farmers, it is necessary to let farmers create and share the value-added benefits of industrial chain and value chain more directly, protect their legitimate rights and interests, and reduce their insecurity caused by "fear of loss". For industrial and commercial enterprises, it is necessary to improve their expected benefits, smooth the channels of information disclosure, reduce the uncertainty caused by "information asymmetry", improve their enthusiasm for investment, and give full play to their leading role in technology, information and management. For grass-roots governments, efforts should be made in "soft power" to create an efficient and clean political ecology, maintain a fair market environment, mobilize the enthusiasm of administrative personnel, play the role of organizer, coordinator and server, and give full play to its role as a link between farmers and industrial and commercial enterprises. In addition, government departments should communicate and coordinate effectively, form a joint force, promote the formation of a joint management and interactive co-construction mechanism, better guide the integrated development of rural industries, and achieve agricultural efficiency and farmers’ income.

Spread quickly! Shaoxing CDC issued an important reminder

Yesterday, Shaoxing CDC issued a reminder:

Tips

"Fever companion" has entered the high-incidence season.

April-October is the high season of fever with thrombocytopenia syndrome (hereinafter referred to as fever companion), and fever companion cases have appeared in some areas of our city this year.

City CDC special reminder:

When playing and working outdoors, you should be alert to being bitten by ticks lurking in grass, tea gardens and bushes!

Because small ticks can spread many diseases, and fever companion is one of them.

01

Tick bites spread fever companion

The disease is mainly transmitted by tick bites.

-When a tick carrying a pathogen bites a person, the pathogen enters the human body and causes the disease.

-direct contact with blood, bloody secretions and other body fluids of critically ill patients may also lead to transmission.

02

High fever after biting, beware of fever companion

● People bitten by ticks will have an incubation period of 1 to 2 weeks before onset.

● After that, you may have an acute onset, the main clinical manifestations are fever, and the body temperature is above 38℃. In severe cases, you may have persistent high fever, which can reach above 40℃, accompanied by fatigue, obvious anorexia, nausea, vomiting, etc. Some cases have headaches, muscle aches, diarrhea, etc.

● The vast majority of patients have a good prognosis, and a few cases are in critical condition, which may cause disturbance of consciousness, skin ecchymosis, gastrointestinal bleeding, pulmonary bleeding, etc., and even die of multiple organ failure such as shock, respiratory failure and disseminated intravascular coagulation (DIC).

03

Correctly take out ticks when bitten by ticks.

● Ticks are mostly found in mountainous areas and hilly areas. Once bitten by ticks in the wild environment, you can apply alcohol on ticks to relax their heads and then take them out with pointed tweezers.

● Or, lightly scald the exposed part of ticks with cigarette butts and incense heads to make their heads withdraw. Never drag and pat hard, or the head of the tick will break in the skin and may cause infection.

● Do local disinfection with iodine or alcohol, and closely observe the physical condition.

● If there are symptoms such as fever, inflammation and erythema at the bite site, you should see a doctor in time to avoid missing the best treatment opportunity.

04

To prevent small "fever companions", we must do the following:

Avoid and prevent being bitten by ticks and reduce the risk of infection!

Outdoor travel notes:

★ When working outdoors and traveling up the mountain, you should try to avoid sitting and lying in the main habitat environment of ticks for a long time.

★ Especially when going to outdoor activities, you must do personal protection, wear long-sleeved clothes, tie your trouser legs or stuff them into socks or shoes. It is best not to wear sandals.

★ Wear light-colored clothes to find out whether ticks are attached, and the surface of knitted clothes should be as smooth as possible, so that ticks are not easy to adhere.

Attention to home life:

★ Residents living in mountainous and hilly areas should also pay attention to the cleaning and killing of free ticks in the home environment and ticks attached to domestic animals.

Seek medical attention in time and take the initiative to inform:

★ Citizens with a history of tick bites or outdoor activities should go to regular medical institutions for medical treatment as soon as possible in case of suspected symptoms or signs such as fever!

★ During the visit, you should take the initiative to inform the doctor that you have a history of outdoor activities or tick bites. Especially if you have such patients at home, you must not directly contact the patients or bloody secretions to prevent infection.

Don’t panic if you touch or get bitten by ticks in your daily life!

Please accept this strategy:

1. Ticks are often attached to the scalp, waist, armpit, groin and ankle of human body. Once a tick is found to have bitten and drilled into the skin, it can be coated with alcohol to make the tick’s head relax or die, and then take out the tick with pointed tweezers, or gently scald the exposed part of the tick with cigarette butts and incense heads, so that its head can slowly withdraw. Pay attention to safety when scalding ticks Don’t pull hard to avoid hurting the skin, or leave the head of the tick in the skin.

After taking it out, use iodine or alcohol for local disinfection.

Observe your physical condition at any time. If you have symptoms such as fever, inflammation and erythema at the bite site, you should see a doctor in time to diagnose whether you have tick-borne diseases and avoid missing the best treatment opportunity.

Even if no tick bites are found, people who travel back from epidemic areas should observe their physical condition at any time, and be alert to tick-borne diseases in epidemic areas if they have symptoms such as fever.

2. When ticks are found, whether they are on the human or animal body surface, or floating on the wall or ground, do not touch them directly or even crush them, but use tweezers or other tools to catch them and burn them; If the skin touches ticks carelessly, especially the effluent after ticks are crushed, it should be disinfected.

3. Those who have a history of tick bites or field activities should seek medical treatment as soon as possible in case of suspected symptoms or signs such as fever, and inform the doctor of the relevant exposure history.

Source of information: District Rong Media Center

Policies have been issued in many places to standardize the diagnosis of contraindications to vaccination: set up expert groups and establish ledgers.

  Recently, Taiyuan in Shanxi, Jingchuan in Gansu, Yizhang in Hunan, Siping in Jilin and other places have issued relevant regulations to standardize the diagnosis of contraindications to vaccination, including the establishment of an expert group for the diagnosis of contraindications to vaccination, the opening of a green channel for the elderly aged 60 and over, and the establishment of a ledger for the sales of contraindications.

  Hunan Yizhang also requires that medical personnel who have issued certificates from relevant medical institutions should scientifically and accurately judge the contraindications and suspension of vaccination, and classify and evaluate the recipients who do have contraindications and basic diseases, and standardize the issuance of true and reliable vaccination contraindications or suspension of vaccination certificates, and must not shirk or refuse to issue certificates; The doctor who issued the certificate of contraindications should issue the certificate based on the real situation of the recipient’s illness, and must not resort to deceit. If there is any fraud, once it is verified, the responsibility of the doctor concerned will be investigated.

  Expert groups for judging contraindications were established in many places, and the attending doctors issued relevant certificates.

  The Paper noted that according to the news released by Jingchuan on August 27th, in order to strictly diagnose the contraindications of vaccination in Covid-19 and help the vaccination work in COVID-19, an expert group for the diagnosis of contraindications of vaccination in COVID-19 was established in Jingchuan County, Gansu Province.

  The chief person in charge of the expert group is the vice president of the county people’s hospital and the chief physician of the Department of Cardiology. The members of the expert group come from the departments of respiratory medicine, cardiology, pediatrics, obstetrics and gynecology, radiology, laboratory, internal medicine, infection and so on of the county people’s hospital, and go to work normally on holidays.

  According to the news, if it is confirmed by diagnosis that there are definite contraindications to vaccination in Covid-19, the attending physician will issue a diagnosis certificate of contraindications to vaccination in COVID-19, which will be signed by the leader of the expert group and stamped with the official seal of the hospital as the basis for contraindications to vaccination in Covid-19.

  According to the report of Shanxi Evening News on August 26th, on the 26th, Taiyuan Epidemic Prevention and Control Office issued a notice, designated 14 medical institutions as designated hospitals to issue vaccination contraindications, and made clear the principles for judging vaccination contraindications and the issuance process.

  According to the requirements, the medical institutions that issue vaccination contraindications must be public hospitals of Grade II and above. Taiyuan Epidemic Prevention and Control Office requires that all designated hospitals should set up an expert group to determine the contraindications of Covid-19 vaccination in the hospital, which is composed of professionals from neurology, cardiology, dermatology, respiratory department, pediatrics, intensive medicine, endocrinology, rheumatology and immunology, obstetrics and gynecology, and preventive medicine, and is responsible for judging, reviewing, training and guiding the contraindications of vaccination in Covid-19. It is necessary to designate special departments to undertake this work specifically and coordinate relevant departments to complete it together. Non-designated hospitals or personnel without professional training shall not issue taboo certificates.

  In addition, after the evaluation doctor checked the relevant documents and medical information, combined with the comprehensive judgment of consultation and physical examination, if it is really a vaccination contraindication, he will issue a certificate of Covid-19 vaccination contraindication, the doctor will sign it, affix the official seal of the hospital, and record the information at the same time.

  According to the news of WeChat WeChat official account, Propaganda Department of Anshan Municipal Committee of Liaoning Province on August 24th, Zhang Lu, Chief of Prevention, Control and Occupational Health Section of Municipal Health and Health Commission, said that the first batch of 13 designated medical institutions in the city issued contraindications for the people. Considering the principle of convenience for the people nearby, 13 medical institutions covered 7 counties and cities in the city. Each designated medical institution has set up an expert group for the certification of contraindications to vaccination in Covid-19, to give a scientific and professional evaluation on whether the diseases of patients are contraindications to vaccination in Covid-19, so as to ensure the vaccination safety of the people.

  In some areas, it is required to classify and evaluate the recipients and establish a ledger.

  Previously, Yizhang, Hunan, Siping, Jilin and other places also issued relevant regulations to standardize the diagnosis of contraindications to vaccination in COVID-19.

  According to the news of WeChat WeChat official account, the Propaganda Department of Yizhang County Committee, on August 27th, six secondary hospitals, including Yizhang County People’s Hospital, were designated as the units that issued the vaccination contraindications and suspension certificates in Covid-19. Each unit clearly defined the departments (departments) that issued the vaccination contraindications and suspension certificates, and designated clinical medical personnel with intermediate or above titles to be responsible for issuing the vaccination contraindications and suspension certificates in Covid-19.

  The news mentioned that medical personnel who have issued certificates from relevant medical institutions should scientifically and accurately judge the contraindications and suspension of vaccination, and classify and evaluate the recipients who do have contraindications and basic diseases, and standardize the issuance of true and reliable vaccination contraindications or suspension of vaccination certificates, and must not shirk or refuse to issue certificates; For the elderly aged 60 and above who apply for the Certificate of Vaccination Taboo and Suspension of Vaccination (attachment), it is necessary to open up a green channel and reduce the waiting time in line.

  According to the aforementioned news, the doctors who issue certificates of contraindications should issue certificates based on the true condition of the recipients, and they should not resort to fraud. If there is any fraud, once it is verified, the responsibility of the doctors concerned will be investigated. If it is difficult to judge, it should be submitted to the county-level expert group for investigation and diagnosis of abnormal reaction to vaccination for discussion and decision.

  According to the news of Siping Municipal People’s Government on August 23rd, the Municipal Health and Health Commission organized Covid-19 to train experts to judge the contraindications of vaccination and carry out supervision and inspection. The Municipal Health and Health Commission requires all supervision teams to immediately check the practices of all localities in implementing the judgment of contraindications, check the registration of contraindications at all vaccination sites, whether the relevant work requirements of the municipal party committee and municipal government are implemented, and whether the contraindications are established in all localities.

  In addition, through training and supervision, we will further standardize the judgment and management of contraindications for vaccination in Covid-19, so as to avoid the situation that the judgment of contraindications is too large and the judgment is not strict, improve the vaccination ratio, realize that people without contraindications should be connected, and establish the city’s immune barrier as soon as possible.

Our province carried out the comprehensive supervision of safety production of "preventing risks, ensuring safety and welcoming Daqing"


On September 18th, the 11th Inspection Team conducted on-site inspection in the front line of Chengdu enterprises.


On September 18th, the 11th inspection team inspected an amusement park computer room in Chengdu. (Reporter) Li Xiangyu)

"The personnel on duty in the fire control room are not certified. Why?" "Some hidden dangers have passed the rectification period, why haven’t they been rectified yet?" …… On September 19th, the 11th Group of the Comprehensive Safety Production Inspection Team of the Provincial Safety Committee "Preventing Risks, Ensuring Safety and Welcoming anniversary" came to an enterprise in Chengdu to carry out inspection. In view of the problems found, the inspectors checked the reasons one by one.

Similar inspections are being carried out throughout the province. In order to do a solid job of "preventing risks, ensuring safety and welcoming Daqing", according to the deployment of the Provincial Safety Committee, 21 inspection teams will rush to 21 cities (States) in the province to carry out inspection work from early September to early October.

How to supervise? What’s the effect? The reporter followed the inspection team for an interview.

knockalarm bell

In the first seven months of this year, the number of major production safety accidents in the province increased, and it is necessary to sound the alarm through supervision to the front line.

The inspection time for each city (state) is 8 to 10 days, and each city (state) needs to randomly check at least 3 municipal departments, more than 2 county (city, district) level party committees and governments, 2 county-level departments and more than 5 key industry enterprises and institutions. The contents of supervision include: implementing the national and provincial safety production meetings; Progress in the completion of key tasks of production safety in 2019; The deployment and implementation of safety production list system management; Eight aspects, such as the situation of safety production prevention in flood season.

"Different from the special supervision, the comprehensive supervision has a wide range of contents, aiming at promoting the implementation of various decision-making arrangements for local safety production work through the supervision team, and improving the safety production level of the province as a whole." Duan Yijun, deputy director of the Provincial Security Committee and director of the Provincial Emergency Management Department, introduced.

According to statistics, from January to July this year, the number of major production safety accidents and deaths in the province increased by 56.3% and 45.8% respectively. "The accident revealed that some localities and departments have not yet firmly established the concept of safe development, and there are many arrangements for safe production, few inspections, and safety inspections and hidden dangers are a mere formality; Some enterprises have a weak awareness of the rule of law in safety production, unclear safety management responsibilities, and insufficient safety investment. In order to gain benefits, they violate the law and violate regulations. " The relevant person in charge of the provincial government’s safety office said that the failure to implement the territorial supervision of local party and government, the industry supervision of industry authorities and the main responsibility of enterprises is the biggest management risk faced by safety production. The ultimate goal of comprehensive supervision and inspection of the government and enterprises is to resolve this risk. "It is necessary to sound the alarm through supervision to the front line, so that all localities can resolutely overcome paralysis and relax their emotions and always maintain a high degree of vigilance against safety production."

Alarm bells often ring in weak areas. From January to July this year, the number of major accidents in road traffic and construction in our province increased greatly. The reporter noted that in this inspection, many inspection teams listed the local transportation and housing construction departments as the inspection targets.

exploretruth

Members of the inspection team pretended to be passengers, etc., and learned more about the real situation through unannounced visits and investigations.

On September 19th, when I arrived at a bus terminal, a member of the inspection team and other "big troops" got off the bus alone, carrying a handbag with 350 ml of mineral water to make an unannounced visit to the security inspection of the "three violations" items at the station. Another team member did not act with the "big troops", but went to the square in front of the station to make an unannounced visit as a passenger to see if there were illegal vehicles around the station.

"We made a division of labor on the way here, hoping to learn more about the real situation through unannounced visits and investigations." The person in charge of the inspection team introduced.

In the process of supervising the government and inspecting enterprises, the inspection team also attaches great importance to the mutual confirmation of information. The reporter noticed that after a construction site learned about the recent on-site supervision by the competent industry authorities, the inspection team asked the city’s housing and construction department to provide on-site inspection and law enforcement records, and further checked whether the law enforcement plan was scientific and whether the hidden dangers were tracked.

In the whole inspection process, "strictness" and "fineness" run through.

When inspecting a work safety in flood season, members of the inspection team found that the contents of the next work plan in three work reports of a unit in different time periods were the same in words, "word for word".

"We will not recognize this material, and the corresponding work will also be deducted as appropriate." According to the members of the inspection team, the comprehensive inspection and work evaluation forms for the government, departments, production and business units were formulated, and the corresponding scores of each inspection content and the details of deduction scores were listed. Accordingly, those who fail to study and deploy safety work in flood season in time will be deducted.

According to reports, the score of this inspection will account for 10% of the total score of the performance management assessment of the goal of the party and government in 2019.

repairgaping holes

Each inspection team is accompanied by 2-3 experts to help enterprises check hidden dangers of accidents and help the government screen management loopholes.

The inspection of "three violations" items was not strict, and the inspectors carried mineral water through the security check and were not detected; Replace training with meetings; Some risks were not identified, and there was no corresponding emergency plan … During the short half-day inspection of the above-mentioned passenger station, the inspection team found many problems.

Seeing the problem, we have to dig deep into the root of the problem. "From the information you provided, we didn’t see the deployment of’ preventing risks, ensuring safety and welcoming Daqing’. It doesn’t mean that the work must be embodied in the form of documents, but at least it shows that the station is not’ sensitive’ to this work. The station is not a’ stall hawker’, but an important link in the chain of public safety and stability, and it must also reflect social responsibility and responsibility. " The person in charge of the inspection team pointed out that the deep-seated problems in the awareness of safety production at the inspected station-insufficient sensitivity and lack of energy to the work of safety production.

After listening to the feedback from the inspection team, the person in charge of the station immediately said that the rectification plan should be formulated as soon as possible, and according to the work deployment of "preventing risks, ensuring safety and welcoming Daqing", the work plan detailed to the head should be formulated and fully implemented. In the future work, safety education and publicity will also be strengthened to further strengthen the safety responsibility of each post.

Supervision is not the purpose, but the key is to do a good job in production safety and curb serious accidents. It is understood that this inspection, each inspection team has 2-3 experts accompanying it, in order to help enterprises investigate hidden dangers of accidents and help the government screen management loopholes. During the inspection process, the exchanges and communication between the inspected units and experts also run through.

"Sometimes, we determine the object of law enforcement inspection according to’ double randomness’, and it may be a construction site with a large toilet, or a construction site that has been completed, but the real large construction site and the construction site with many risk problems have not been inspected." During the inspection, a staff member of the housing and construction department raised the confusion in his work.

"You can refer to the provisions in Guofa [2019] No.5 document, which clearly States that’ double random and one open’ is except for special key areas. Accordingly, key construction sites can be included in the law enforcement inspection plan. " Experts who participated in the inspection "pointed out the maze".

According to reports, the completed inspection found that some units focused too much on work traces, and there was a gap in implementing the spirit of the meeting and work requirements; The problems found in the safety inspection of individual departments remain at the general level, and the pertinence of inspection work needs to be strengthened; Some enterprise leaders and employees have weak safety awareness, imperfect safety system, insufficient safety investment, and extensive safety management … In view of the problems identified by the supervision, the Provincial Safety Committee will supervise the supervision and reform by issuing penalty kicks, and organize spot checks and "looking back" in a timely manner. Those who fail to implement the work, make rectification in place, and pass the buck will be informed criticism, and they will be seriously held accountable.

short review

It is more important to "change" if you want to check.

This inspection is specially accompanied by experts to screen hidden dangers and loopholes for enterprises and governments and give rectification suggestions. This configuration, the author thinks, is worth adhering to and popularizing. Supervision, the means is "investigation", through strict investigation to find hidden dangers in time; The purpose is to "reform" and urge relevant departments and enterprises to rectify in time to nip hidden dangers in the bud.

After the inspection, it needs not only the guidance of experts, but also the careful design of the rectification system. For example, when hidden dangers are just discovered, it is necessary to urge relevant responsible units to conduct special research and arrange arrangements for the rectification of hidden dangers and problems found, effectively strengthen the main responsibility of rectification, formulate rectification plans item by item, establish rectification ledgers, refine rectification measures, implement rectification responsibilities, and implement sales number management; In the process of rectification, inspectors should also strengthen supervision and inspection, strengthen tracking and effectiveness, ensure the implementation of the rectification plan, "look back" in a timely manner, and resolutely put an end to "false rectification" and "perfunctory rectification"; Strengthen the accountability mechanism, informed criticism those who fail to make rectification and buck passing, and hold them accountable seriously.

The inspected may also wish to regard the inspection as an opportunity to help them find problems, correct problems, improve their management level and governance ability, and always tighten the string of safety to provide security for better development. (Reporter   Ren hong)

Notice of the People’s Government of Liaoning Province on Cancelling and Stopping the Collection of 220 Administrative Fees

Municipal People’s governments, provincial government departments and commissions, and directly affiliated institutions:
  In order to further implement the Opinions of Liaoning Provincial People’s Government of Liaoning Provincial Committee of the Communist Party of China on Implementing the Policy of Expanding Domestic Demand to Promote the Sustained and Rapid Development of the Province’s Economy (Liao Wei Fa [2008] No.18) and the Opinions of Liaoning Provincial People’s Government of Liaoning Provincial Committee of the Communist Party of China on Further Strengthening the Operation of the Province’s Industrial Economy (Liao Wei Fa [2008] No.20), we will further promote administration according to law and effectively reduce the burden on enterprises and the masses in accordance with the requirements of the state. We hereby notify you as follows:
  First, since January 1, 2009, 220 administrative fees have been cancelled and stopped in the whole province.
  Two, the above administrative fees and charges to cancel and stop the collection, the relevant departments and units to perform administrative functions in accordance with the law, the funds needed by the budget at the same level to be arranged.
  1 for administrative organs, administrative organs entrusted to perform administrative functions in accordance with the full subsidy and differential subsidy institutions, the required work funds shall be approved by the financial department at the same level according to the needs of the work through the departmental budget; Certificates such as forms, certificates, bills, books, etc., which belong to the performance of government functions, are distributed by administrative organs in accordance with laws and regulations, and the printing costs required are all included in the budget of the financial department at the same level for forms, certificates, bills, books, etc., and are uniformly printed by the financial department to the public.
  2. For self-supporting institutions that are entrusted by administrative organs to exercise administrative functions according to law, the required funds shall be allocated by the financial department at the same level through arranging the project expenditure budget of the administrative department; Those who have not been entrusted by administrative organs to exercise administrative functions shall be dealt with by personnel and organization departments at all levels in combination with institutional reform of public institutions, and the financial department may temporarily give appropriate financial subsidies during the disposal period.
  3. The institutions affiliated to the transportation department involved in the national levy of fuel consumption tax and the cancellation of road maintenance fees should be implemented in accordance with the relevant provisions of the central fuel tax reform plan.
  Third, in the future, where relevant enterprises or self-supporting institutions fail to perform government functions, fees will be charged according to market rules, and they will no longer be included in the scope of government administrative fees management, and relevant government departments will no longer implement project approval.
  Four, strengthen the management of examination and approval of administrative fees. In the future, any newly established administrative fees and charges (except those explicitly stipulated by laws and regulations) shall be audited by the provincial finance and price departments, and shall be submitted to the provincial government for examination and approval after passing the demonstration meeting and hearing.
  Five, after the cancellation and stop the collection of administrative fees, the relevant collecting departments and units should go through the cancellation procedures of the License for Charging and the Certificate of Entrustment for Non-tax Revenue Collection in accordance with the provisions of the finance department and the price department, and go through the cancellation procedures of the bills at the finance department that originally issued the financial bills. Before January 1, 2009, the balance of relevant fees should be turned over to the state treasury or financial special account in strict accordance with the original channels stipulated by the financial department.
  Six, governments at all levels and their relevant departments should strictly implement the provisions of this notice, and shall not delay or refuse to implement it for any reason. Financial departments and price departments at all levels should strengthen supervision and inspection of the implementation of this notice, and departments and units that fail to cancel and stop collecting administrative fees according to regulations should be punished according to regulations, and the administrative responsibilities of relevant responsible personnel should be investigated.
  Seven, the municipal government and its financial department, the competent price department to comprehensively clean up the local administrative fees, the illegal and unreasonable fees should be immediately announced to cancel or stop the collection, and reported to the Provincial Department of Finance, the Provincial Price Bureau for the record.
  Attachment: Administrative fees cancelled and stopped in the whole province.

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                                  the people’s government of liaoning province
                                On December 15th, 2008
Attachment:

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Administrative fees and charges cancelled and stopped in the whole province

Cancelled administrative fees and charges

(141 items in total)

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  1. Provincial Party Committee Confidential Bureau
  (1) Ordinary fax and telegram charges
  2. General Office of the Government (room)
  (2) Service fee of bidding procurement agency
  3. Public security department
  (3) Temporary residence permit (card) fee
  (4) Computer information system personnel safety training fees
  (5) Fees for physical examination and physical fitness test for enrollment interview in public security colleges.
  (6) Public security criminal technical inspection and appraisal fee
  (7) Seal anti-counterfeiting network registration fee
  (8) Physical fitness assessment and interview fees of the people’s police of public security organs
  (9) Cost of temporary identity certificate for passengers.
  4. Fire Department
  (10) Quality inspection fee for automatic fire control system of construction project
  (11) Fire safety training fee
  5. Judiciary
  (12) the judicial organs of the people’s police physical assessment and interview fees.
  6. Ethnic Affairs Commission
  (13) halal food certification and labeling fee
  (14) Training fees for employees engaged in the production and operation of halal food.
  7. The financial sector
  (15) Fee for abacus certificate
  (16) Cost of certified public accountants’ general qualification certificate
  (17) Cost of accounting qualification certificate
  (18) Abacus grade appraisal fee
  8. Personnel department
  (19) Professional and technical qualification certificate fee
  (20) Professional and technical personnel computer application ability examination certificate fee
  (21) Recording the employment fee
  (22) Professional and technical qualification assessment fee
  (23) Training fees for technical grades of workers in provincial organs and institutions.
  (24) the national civil service certificate fee
  (25) Employment contract verification fee and personnel dispute arbitration fee
  (26) Labor ability appraisal fee
  (27) Service fee for graduates of secondary specialized schools to handle employment formalities.
  (28) Professional and technical personnel need training fees and examination fees for updating their knowledge.
  (29) enjoy the special allowance of the State Council, experts, and the evaluation fee for the 1000-level candidates of the 100-million-talent project.
  (30) Registration fee for the post examination of criminal science and technology and technical reconnaissance of public security organs.
  9. Editing
  (31) Registration fee for public institutions
  10. Statistics department
  (32) Assessment fee for technical qualification of senior statistical specialty.
  11. Business sector
  (33) Registration fee for advertising business units
  (34) Cost of demonstration text of economic contract
  12. Civil air defense department
  (35) Civil air defense engineering quality supervision fee
  13. Price department
  (36) Fee for license fee
  14. Education sector
  (37) Evaluation fee for degree and postgraduate education
  (38) Higher diploma fee
  (39) Fee for foreign language and computer level examination certificate
  (40) Miscellaneous fees for compulsory education (collection stopped on September 1, 2008)
  (41) Compulsory education borrowing fee
  (42) Fee for degree certificate
  (43) Examination registration camera fee
  (44) Higher education self-study exam transfer fee
  (45) Admission fee for higher education self-study exam
  (46) Service fee for employment formalities of college graduates
  (47) Evaluation fee for specialty setting in colleges and universities
  (48) IT examination fee for primary and secondary school teachers
  (49) Assessment fee for professional and technical qualifications of the education system
  15. Science and technology sector
  (50) Cooperation and sharing fee for large-scale precision instruments
  16. Cultural sector
  (51) Assessment fee for professional and technical qualifications of cultural system
  (52) xerographic fee
  17. Population and family planning department
  (53) Appraisal fee for disabled children
  (54) Appraisal fee for complications of birth control operation
  18. Radio and Television Department
  (55) TV production review fee
  (56) Cable TV engineering design audit fee
  (57) Cable TV project quality inspection fee
  (58) Accepting the verification fee for foreign satellite transmission programs.
  (59) Appraisal fee for professional and technical qualification of radio and television system
  (60) Cable TV migration fee
  19. Press and publication department
  (61) Commission inspection fee for printing product quality
  (62) Training fees for news publishing posts
  (63) Training fee for press and publication business
  20. Sports sector
  (64) Sports training fee
  21. Archives department
  (65) Book search protection fee
  (66) Appraisal fee for professional and technical qualification of file system
  22. Literary Federation
  (67) Music performance grading fees
  23. Transportation sector
  (68) seaman’s certificate fee (including expedited)
  (69) Fees for issuing the examination for seafarers’ certificates of competency.
  (70) Certification fee for seafarers’ individual professional training examination.
  (71) Crew service book application and certificate fee
  (72) Training fees for navigation majors
  (73) Storage management fee
  (74) Highway engineering quality supervision fee
  (75) Qualification appraisal fee for motor vehicle driving training school
  (76) Cost of road transport business license
  (77) Training fee for highway engineering supervision engineer
  (78) Training fee for highway engineering test inspector (test engineer)
  (79) Expressway obstacle clearing service fee
  24. Department of Land and Resources
  (80) Real estate certification fee
  25. Construction sector
  (81) Management fee for urban house demolition
  (82) Engineering quota establishment determination fee
  (83) Construction project quality supervision fee
  (84) Increase the water fee by exceeding the planned water consumption.
  (85) Housing license fee
  (86) Exceeding the quota for gas price increase
  (87) Arbitration fee for housing disputes
  (88) professional and technical qualification assessment fee for construction system
  (89) Training fees for safety technical knowledge of construction project safety management personnel and supervision personnel.
  (90) Training fees for continuing education such as registered engineers of survey and design.
  (91) Training fees for builders of construction enterprises
  (92) Training fees for project managers of construction enterprises
  26. Environmental protection department
  (93) Fee for "Motor Vehicle Pollutant Emission Inspection Certificate"
  27. Surveying and mapping departments
  (94) Surveying and mapping system professional and technical qualification assessment fee
  28. Labor and social security departments
  (95) Fee for "Vocational Qualification Certificate"
  (96) Fee for foreigners’ employment permit
  (97) Employment permit fee for personnel from Taiwan, Hong Kong and Macao
  (98) Labor dispute arbitration fee
  (99) Labor contract verification fee
  (100) Labor ability appraisal fee
  (101) Admission fee for technical schools
  (102) Technical school diploma fee
  (103) Verification fee for technicians going abroad
  (104) Occupational safety and health inspection fee, lifting machinery safety inspection fee.
  (105) Appraisal fee for professional and technical qualifications of labor system
  29. Health sector
  (106) Examination and approval fee for disinfection medical equipment
  (107) Cosmetic approval fee
  (108) New resource food application review fee
  (109) Health permit fee
  (110) Nurse registration fee
  (111) Cost of birth medical certificate
  (112) Fees for licensing and examination of maternal and infant health care technical services
  (113) Fee for doctor qualification certificate
  (114) Medical practitioner registration fee (including medical practitioner certificate fee)
  (115) Examination fee for nurse practice registration
  (116) Assessment fee for professional and technical qualifications of Chinese and Western medicine.
  (117) Provincial continuing medical education project evaluation fee
  (118) Charge for quality evaluation between clinical laboratories
  30. Civil Affairs Department
  (119) Association registration fee
  (120) Registration fee and change registration fee for private non-enterprise units (including certificate fee)
  31. Food and drug supervision department
  (121) Examination fee for medical device production license
  (122) Medical device product registration fee
  (123) professional and technical qualification assessment fee for drug administration system
  (124) Registration fee for licensed pharmacists
  (125) Training fees for continuing education of pharmacists in the industry.
  32. Coal management department
  (126) Cost of coal production license
  33. Safety production supervision department
  (127) Occupational and mine safety and health inspection fees
  Agriculture sector
  (128) Agricultural machinery service fee
  (129) Commissioned inspection fee for crop seeds
  (130) Agricultural contract verification fee
  (131) Arbitration fee for agricultural contract
  (132) Assessment fee for professional and technical qualifications of agricultural system
  35. Water sector
  (133) Water conservancy construction project quality supervision fee
  (134) Management fees for small hydropower stations
  The forestry sector
  (135) forest seed quality inspection fee
  (136) Charges for disinfection treatment of American white moth checkpoint drugs.
  37. Marine fisheries sector
  (137) Training fee for the crew of the Fishery Supervision System
  (138) Quarantine fee for aquatic fingerlings
  38. Animal health supervision department
  (139) Epidemic prevention fees for livestock and poultry products (excluding quarantine fees)
  (140) Veterinary drug business license fee
  (141) Appraisal fee for breeding livestock and poultry

?

Stop the collection of administrative fees.

(79 items in total)

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  1. Public security department
  (1) Fee for account transfer certificate
  (2) Motor vehicle mortgage registration fee
  (3) Dog management fee
  (4) Non-motor vehicle license fee (including license fee and registration fee)
  2. Statistics department
  (5) Statisticians’ post training fees
  3. Foreign Affairs Office
  (6) Certification fee
  (7) endorsement fee
  4. Price department
  (8) Fees for price appraisal of articles involved.
  5. Tourism sector
  (9) intermediate and senior tour guides’ grade assessment fee
  6. Education sector
  (10) Putonghua proficiency test fee
  (11) Accommodation fees for primary and secondary schools in rural compulsory education (cancelled since the beginning of the spring semester in 2009)
  7. Press and publication department
  (12) Professional skill appraisal fee for publication distributors.
  8. Sports sector
  (13) The appraisal fee for the segment.
  (14) Competition registration fee
  9. Archives department
  (15) File charges
  (16) science and technology archives information resources charges
  10. Transportation Department
  (17) Highway maintenance fees
  (18) Highway transportation management fee
  (19) Waterway transportation management fee
  (20) inland waterway maintenance fee
  (21) Ship registration fee
  (22) Ship certification visa fee
  (23) Review fee for ship’s application for safety inspection
  (24) Oil sewage test fee
  (25) Maritime mediation fee
  (26) Oil slick charging
  (27) Radio and telegraph telephone charges of coastal radio stations
  (28) Escort fees for special ships and underwater projects.
  (29) Inspection fees for ships and marine products and facilities
  11. Department of Land and Resources
  (30) Mining registration fee
  (31) Registration fee for mineral resources survey
  (32) Data fee for geological achievements
  (33) Land Appraiser Qualification Examination Fee
  12. Construction sector
  (34) Urban housing safety appraisal fee
  (35) Termite control fee
  13. Environmental protection department
  (36) Urban radioactive waste storage fee
  14. Surveying and mapping departments
  (37) Surveying and mapping data charges
  (38) Fees for quality supervision and inspection of surveying and mapping products
  (39) Surveying and mapping instrument detection fees
  15. Labor and social security department
  (40) Fees for graded detection of occupational hazards
  The health sector
  (41) epidemic treatment fee
  17. Civil Affairs Department
  (42) Adoption registration fee
  (43) Marriage registration fee
  18. Food and drug supervision department
  (44) New drug approval fee
  (45) Examination and approval fee for production pharmacopoeia and standard varieties.
  (46) Protection fee for varieties of traditional Chinese medicine
  (47) License fee for pharmaceutical production enterprises
  (48) License fee for pharmaceutical trading enterprises
  (49) preparation license fee
  (50) Registration fee for the produced drugs.
  19. Information industry sector
  (51) Radio equipment inspection fee
  (52) Computer software professional and technical qualifications and level examination fees
  (53) Examination fee for professional skill appraisal of special jobs in electronic industry.
  20. Quality supervision department
  (54) Fees for production licenses of industrial products (including examination fees, excluding the fees charged by the state for issuing licenses)
  21. CCPIT
  (55) Certificate fee
  (56) Certification fee
  (57) Agency fee for foreign consular certification
  The agricultural sector
  (58) Domestic plant quarantine fee
  (59) Domestic pesticide inspection fee
  (60) seed production license fee
  (61) seed business license fee
  (62) Commissioned inspection fee for crops
  (63) Fee for quality supervision and inspection of chemical fertilizer products
  (64) Testing and inspection fees for agricultural machinery products
  (65) pesticide registration fee
  23. Water conservancy sector
  (66) Water permit fee
  (67) Quota management fee
  The forestry sector
  (68) forest seed production license fee
  (69) forest seed business license fee
  (70) Cost of forest right certificate
  (71) Forest right survey fee
  25. Marine fisheries sector
  (72) Maritime mediation fee
  (73) Examination fee for seafarers of marine fishing vessels
  (74) Inspection fee for fishery radio equipment
  (75) Audit fee for the navigation register of fishing vessels
  26. Animal health supervision department
  (76) Inspection fee for quality review of new veterinary drugs
  (77) Registration fee for the varieties of veterinary drugs that have been produced.
  (78) The Veterinary Drug Code, Veterinary Drug Specifications and Veterinary Drug Professional Standards contain the examination and approval fee for the production of varieties.
  (79) Inspection fee for export veterinary drugs

New SUV added to the family Interpretation of SAIC-GM’s new car planning

  [XCAR New Car Review Original]

  With the release of the brand-new "2020 Strategy" on the eve of Shanghai Auto Show last year, SAIC-GM seems to have entered the fast lane and developed rapidly. In 2016, its three major brands Chevrolet, Buick and Cadillac successively launched a number of heavyweight models including Chevrolet Mai Rui Bao XL, New Cruze, Buick New LaCrosse, New GL8 and Cadillac CT6 and XT5, and achieved good market results. Many models have gradually become the main force in various market segments. This is also reflected in the sales volume. In the first three quarters of this year, SAIC-GM ranked third among domestic passenger car companies in terms of sales volume, and compared with Beijing Hyundai, which ranked fourth, its advantages were very obvious. In today’s article, we will introduce the future new car planning of SAIC-GM’s three major brands in combination with the new car information we have. You may also wish to see which new models will be put into the domestic market next.

Chevrolet

  Chevrolet new generation Equinox

  Estimated time to market: the first quarter of 2017

  New car comments: As the second best-selling model under the Chevrolet brand, the new generation Equinox aims at the hot medium-sized SUV market in China. Keeping pace with the North American market and introducing it in a localized way further demonstrates the sincerity of manufacturers and the importance they attach to domestic consumers. At present, the Chevrolet brand in the domestic SUV market of about 200,000-level is slightly weak to be supported only by this model in copaci. With the new Equinox coming into the market in the first quarter of next year, it will not only enrich the existing product line, but also rely on its own good competitiveness and good reputation accumulated in the North American market.New generation EquinoxWill challenge competitors at the same level.

  Key points of new car:

  1. Debut at Guangzhou Auto Show, which is expected to go on sale in the first quarter of 2017;

  2. The appearance has been changed from the simple and honest shape before, and the latest family design has been adopted to become younger;

  3. The design of the interior is almost the same as that of Mai Rui Bao XL, and the configuration is fully upgraded on the existing basis;

  4. Equipped with 1.5T/2.0T engines respectively, matched with 6-speed automatic and 9-speed automatic gearboxes.

  According to our understanding, Chevrolet’s new generation Equinox will officially meet with domestic consumers at the Guangzhou Auto Show, which will open on November 18th. At present, the new-generation Equinox trial car has been rolled off the assembly line at SAIC-GM Wuhan base, and it is expected that the new car will be put on sale in the first quarter of 2017.

Chevrolet brand new Equinox

  Chevrolet’s new generation Equinox has swept away its simple and honest appearance and become younger, more sporty and more energetic. The front face of the typical Chevrolet family, the tough headlights, and the stupid polygonal headlights have disappeared. What can be preserved is Equinox’s unique double-layer grille design. The tail is also a Chevrolet feature, and the more fashionable horizontal taillights replace the previous vertical taillights.

Chevrolet brand new Equinox

Chevrolet brand new Equinox

  The innovation of interior is obvious, and the new interior design is very similar to Chevrolet Mai Rui Bao XL. The combination of light brown and black leather makes the interior look calm and energetic. According to different models, it will be equipped with 7-inch and 8-inch MyLink systems, and support both Apple CarPlay and Android Auto systems.

Chevrolet brand new Equinox

Suspected domestic Chevrolet new generation Equinox road test exposure

  If you put the rear seat of the new car flat, you can also get a very considerable luggage compartment space. In addition, the new generation Equinox is also equipped with collision warning system, lane departure alarm,Low speed automatic brakingSecurity configuration, etc.

Chevrolet brand new Equinox

Chevrolet new Equinox

Chevrolet new Equinox

  In terms of power system, the new car will be equipped with 1.5T and 2.0T engines respectively after being introduced into China. The former has a maximum power of 127kW(172Ps) and a peak torque of 275Nm, matching a 6-speed automatic gearbox. The latter has a maximum output power of 188kW(256Ps) and a peak torque of 352Nm, matching the 9-speed automatic transmission. At the same time, the new car will also provide front-wheel drive and four-wheel drive systems for consumers to choose from.

 

  Chevrolet new chuangkuo

  Estimated time to market: Guangzhou Auto Show

  New car comments: In recent years, a large number of small SUVs have sprung up, and small SUVs with monthly sales of over 10,000 vehicles are everywhere. However, it is a pity that Chevrolet Chuangkuo, which was put on the market in 2014, has been selling flat and not satisfactory. The upcoming new Chuangkuo has been greatly upgraded in terms of styling and configuration, which is more in line with the trend of youthfulness, which is also expected to attract the attention of more young consumers.

  Key points of new car:

  1. It is scheduled to be released on November 12th, and the Guangzhou Auto Show is expected to go on sale;

  2. Adopting the latest family front face style, the face value has been comprehensively improved;

  3. The overall shape of the center console has changed greatly, and the configuration has improved obviously;

  4. Continue to be equipped with 1.4T engine, matching 6-speed manual and 6-speed automatic manual transmission.

  Recently, it was learned from SAIC-GM that Chevrolet’s new Chuangkuo will be officially released at Guangzhou Changlong Chunlang Music Festival held on November 12th. The new cool value positioned in the small SUV has been comprehensively improved, and the front face has become more refined. It is expected that the price of the new car will be announced at the Guangzhou Auto Show, which opens on November 18th.

A cool

  Judging from the official map released a few days ago, the new domestic Chuangkuo is basically the same as the overseas version, and the new family design language makes it more refined. Thanks to the family-style three-dimensional double grille design, the visual center of gravity of the front of the car is obviously reduced, and the visual sense of the hood is prolonged, which looks much more coordinated than the cash.

Chevrolet (imported) 2016 Chevrolet Trax

Chevrolet (imported) 2016 Chevrolet Trax

  The tail of the new car also changes a lot. The newly designed double U-shaped LED taillights are applied to it, which is full of impact, and the wheel eyebrows are also much fuller than the current models, further enhancing the sense of power of the new car. With a new style of aluminum alloy wheels and an integrated roof rack, the new car has indeed improved its face value.

SAIC-GM Chevrolet new cool interior official map

  Coming to the interior part, the new Chuangku takes "dynamic driving" as the design concept, and the overall shape of the center console has changed greatly. A lot of soft lines are incorporated into the black and brown double-color interior to outline the layered center console, and the air conditioning outlet shape and key layout have been optimized, and the visual effect is good. In terms of configuration, the new Chuangku will add practical configurations such as independent digital tire pressure monitoring, remote engine start, keyless entry and one-button start.

SAIC-GM Chevrolet 2016 Chuangkuo

  In terms of power, Chevrolet’s new Chuangkuo will continue to be equipped with a 1.4T turbocharged engine. The transmission part is matched with the 6-speed manual and 6-speed automatic manual transmission.

Measures for the administration of health insurance

Order of the Bank of China Insurance Regulatory Commission
No.3 of 2019

The Measures for the Administration of Health Insurance have been adopted at the 6th meeting of the President of China Banking and Insurance Regulatory Commission, China in 2018. It is hereby promulgated and shall come into force as of December 1, 2019.

Chairman Guo Shuqing
October 31, 2019

Measures for the administration of health insurance

Chapter I General Principles

Article 1 In order to promote the development of health insurance, standardize the operation of health insurance, protect the legitimate rights and interests of the parties involved in health insurance activities, and improve the people’s health protection level, these Measures are formulated in accordance with the Insurance Law of People’s Republic of China (PRC) (hereinafter referred to as the Insurance Law) and other laws and administrative regulations.

Article 2 The term "health insurance" as mentioned in these Measures refers to the insurance that the insurance company pays the insured for health reasons or medical behaviors, mainly including medical insurance, sickness insurance, disability income loss insurance, nursing insurance and medical accident insurance.

The term "medical insurance" as mentioned in these Measures refers to the insurance that provides protection for the medical treatment and rehabilitation of the insured in accordance with the insurance contract.

The term "sickness insurance" as mentioned in these Measures refers to the insurance that provides protection for the insured in the event of diseases agreed in the insurance contract.

The term "disability income loss insurance" as mentioned in these Measures refers to the insurance that pays insurance benefits on the condition that the illness or accidental injury agreed in the insurance contract leads to the loss of working ability, and provides protection for the insured’s income reduction or interruption in a certain period of time.

The term "nursing insurance" as mentioned in these Measures refers to the insurance that provides protection for the nursing needs caused by the disability of the insured’s daily life in accordance with the insurance contract.

The term "medical accident insurance" as mentioned in these Measures refers to the insurance that provides protection for the insured in case of medical damage that cannot be attributed to medical institutions and medical staff according to the insurance contract.

Article 3 Health insurance is an important part of the national multi-level medical security system. Adhere to the security nature of health insurance, encourage insurance companies to follow the principles of prudence and steadiness, constantly enrich health insurance products, improve health insurance services, expand health insurance coverage, and reduce health insurance prices and operating costs through effective management and market competition, so as to enhance the level of protection.

Article 4 Health insurance is divided into long-term health insurance and short-term health insurance according to the insurance period.

Long-term health insurance refers to health insurance whose insurance period exceeds one year or whose insurance period does not exceed one year but contains a guarantee renewal clause.

The insurance period of long-term care insurance shall not be less than 5 years.

Short-term health insurance refers to health insurance whose insurance period is one year or less and does not contain the guarantee renewal clause.

Guaranteed renewal clause refers to the contractual agreement that before the expiration of the previous insurance period, the applicant applies for renewal and the insurance company must continue to underwrite according to the original clause and agreed rate.

Article 5 Medical insurance is divided into cost compensation medical insurance and fixed payment medical insurance according to the payment nature of insurance benefits.

Cost-compensated medical insurance refers to medical insurance that determines the amount of insurance money according to the actual medical and rehabilitation expenses of the insured and the agreed standards.

Fixed payment medical insurance refers to medical insurance that pays the insurance premium according to the agreed amount.

The payment amount of cost compensation medical insurance shall not exceed the amount of medical and rehabilitation expenses actually incurred by the insured.

Article 6 The Insurance Regulatory Commission of the Bank of China (hereinafter referred to as China Banking and Insurance Regulatory Commission) shall supervise and manage the health insurance activities of insurance companies according to laws, administrative regulations and the authorization of the State Council.

Article 7 The policy insurance business related to health insurance carried out by insurance companies shall be implemented with reference to these Measures, unless otherwise stipulated by national policies.

These Measures shall not apply to the entrusted management services provided by insurance companies that do not undertake insurance risks.

Chapter II Operation and Management

Article 8 Health insurance companies, life insurance companies and endowment insurance companies established according to law may engage in health insurance business with the approval of China Banking and Insurance Regulatory Commission.

Insurance companies other than those specified in the preceding paragraph may engage in short-term health insurance business with the approval of China Banking and Insurance Regulatory Commission.

Article 9 Except for health insurance companies, an insurance company shall set up a special health insurance department to operate health insurance business. The Health Insurance Division shall continuously meet the following conditions:

(1) Establishing a separate accounting system for health insurance business;

(two) the establishment of health insurance actuarial system and risk management system;

(three) the establishment of health insurance underwriting system and claims system;

(four) the establishment of health insurance data management and information disclosure system;

(5) Establishing a fully functional and relatively independent health insurance information management system;

(six) equipped with actuarial personnel, underwriting personnel, underwriting personnel and medical education background management personnel with professional knowledge of health insurance;

(seven) other conditions stipulated by China Banking and Insurance Regulatory Commission.

Article 10 An insurance company shall provide professional health insurance training to employees engaged in underwriting, claim settlement and sales of health insurance.

Article 11 An insurance company shall strengthen the privacy protection of the insured, the insured and the beneficiary, and establish a health insurance customer information management and confidentiality system.

Chapter III Product Management

Article 12 Insurance clauses and premium rates of health insurance drawn up by insurance companies shall be submitted for examination and approval or filing in accordance with relevant regulations of China Banking and Insurance Regulatory Commission.

Health insurance products that enjoy preferential tax policies shall comply with relevant policies and regulatory requirements in product design and payout ratio.

Article 13 If a health insurance product drawn up by an insurance company contains more than two kinds of health insurance responsibilities, the chief actuary shall judge the main responsibilities according to general actuarial principles and determine the product type according to the main responsibilities.

Fourteenth medical accident insurance and long-term illness insurance products can include death insurance liability. The death payment amount of long-term illness insurance shall not be higher than the maximum payment amount of illness. Other health insurance products shall not include death insurance liability, except for death insurance liability caused by illness.

Medical insurance, sickness insurance and medical accident insurance products shall not include the liability of survival insurance.

Article 15 A long-term health insurance product shall have a contract hesitation period, and the rights of the insured during the hesitation period shall be specified in the insurance clauses. The hesitation period of long-term health insurance products shall not be less than 15 days.

Article 16 An insurance company shall sell short-term personal health insurance products in strict accordance with the product rates approved or filed.

Article 17 Except for the family history of hereditary diseases, an insurance company shall not make differential pricing based on other genetic information and genetic testing data of the insured.

Eighteenth short-term group health insurance products can adjust the product parameters.

Product parameters refer to the insurance amount, minimum payment, payment ratio, excluded liability, liability waiting period and other matters that are reasonably adjusted according to the specific conditions of the insured group in the insurance product terms.

Article 19 When an insurance company submits a short-term group health insurance product with adjustable product parameters for examination and approval or filing, the application materials submitted shall include the method for adjusting product parameters, which shall be signed and confirmed by the chief actuary following the principle of prudence.

When an insurance company sells short-term group health insurance products with adjustable product parameters, it shall calculate the corresponding insurance premium rate according to the adjustment method of product parameters, its own risk management level and the risk situation of the insured group, and the adjustment of product parameters shall not change the rate calculation method and the basic data needed for rate calculation.

If an insurance company sells short-term group health insurance products with adjustable product parameters and needs to change the rate calculation method or the basic data needed for rate calculation, it shall re-submit the product for approval or filing.

Article 20 An insurance company may stipulate in its insurance products that the rate of long-term medical insurance products shall be adjusted, and clearly indicate the trigger conditions for the rate adjustment.

Long-term medical insurance product rate adjustment should follow the principle of fairness and rationality, and the trigger conditions should be objective and universally applicable, and comply with relevant regulatory provisions.

Article 21 For a health insurance product with a guarantee renewal clause, the effective time of the guarantee renewal clause shall be clearly stipulated.

A health insurance product with a guarantee renewal clause shall not stipulate that the insurance company has the right to reduce the insurance liability and increase the scope of liability exemption when renewing the insurance.

Where an insurance company submits a health insurance product with a guarantee renewal clause for examination and approval or filing, it shall explain the pricing method of the guarantee renewal and the calculation method of the liability reserve in the actuarial report of the product.

Article 22 An insurance company shall respect the insured’s right to receive reasonable medical services when drafting medical insurance product clauses, and shall not set unreasonable or contrary to general medical standards in the clauses as a condition for paying insurance benefits.

Article 23 The disease diagnosis standards agreed by insurance companies in the terms of health insurance products shall conform to the prevailing medical diagnosis standards and take into account the development trend of medical technical conditions.

After the health insurance contract comes into effect, if the insured is diagnosed with a disease according to the prevailing medical diagnostic criteria, the insurance company shall not refuse to pay insurance benefits on the grounds that the diagnostic criteria are inconsistent with the insurance contract.

Article 24 When designing medical insurance products with cost compensation, an insurance company must distinguish whether the insured has free medical care, basic medical insurance and other medical insurance with cost compensation, and treat them differently in terms of insurance clauses, rates or compensation amount.

Article 25 If the insured has more than one effective medical insurance policy of expense compensation at the same time, he can decide the order of claim settlement independently.

Article 26 An insurance company may agree with the applicant that the condition for payment of insurance benefits is that the insured receives medical treatment in a designated medical institution.

The medical institutions designated by insurance companies shall follow the principles of convenience for the insured and reasonable management of medical costs, guide the insured to rationally use medical resources and save medical expenses, and make explanations and explanations to the insured and the insured.

Twenty-seventh disease insurance, medical insurance, nursing insurance products waiting period shall not exceed 180 days.

Twenty-eighth medical insurance products can be appropriately inclined to the poor in terms of pricing, compensation conditions, scope of protection, etc., and be clearly defined in writing.

Article 29 The survival insurance money paid by nursing insurance products before the expiration of the insurance period shall be paid on the condition that the insured needs nursing due to the disability of daily life agreed in the insurance contract.

Thirtieth to encourage insurance companies to develop medical insurance products, to ensure the application of new drugs, new medical devices and new diagnosis and treatment methods in medical services.

Article 31 Insurance companies are encouraged to adopt new technologies such as big data to improve the level of risk management. For health insurance claims with clear facts and clear responsibilities, insurance companies can use information technology such as the Internet to review the digital claims materials of the insured, simplify the claims process and improve service efficiency.

Article 32 An insurance company shall, according to the actual payment experience of health insurance products, make retrospective analysis on product pricing, timely revise the rate of newly sold health insurance products, and conduct examination and approval or filing according to the relevant regulations of China Banking and Insurance Regulatory Commission.

Article 33 Insurance companies are encouraged to provide innovative health insurance products to meet the multi-level and diversified health protection needs of the people.

Article 34 Innovative health insurance products developed by insurance companies shall conform to the Insurance Law and the basic principles of insurance, and shall be submitted to China Banking and Insurance Regulatory Commission for approval or filing in accordance with relevant regulations.

Chapter IV Sales Management

Article 35 When selling health insurance products, an insurance company shall strictly implement the insurance clauses and insurance rates that have been approved or filed.

Article 36 An insurance company shall not refuse to provide health insurance products that have been approved or put on record, unless otherwise stipulated in the statutory reasons and terms.

Insurance companies selling health insurance products shall not be forced to match other products for sale.

Article 37 An insurance company may not entrust a medical institution or medical staff to sell health insurance products.

Article 38 When selling health insurance products, an insurance company shall not illegally collect or obtain the genetic information and genetic test data of the insured except the family history of genetic diseases; Nor may the applicant, the insured or the beneficiary be required to provide the above information.

An insurance company shall not take genetic information and genetic testing data other than the family history of the insured as underwriting conditions.

Article 39 When an insurance company sells health insurance products, it shall explain the contents of the insurance contract to the applicant in written or oral form, and clearly inform the following matters, which shall be confirmed by the applicant:

(1) Insurance liability;

(2) Reduction or exemption of insurance liability;

(3) The waiting period of insurance liability;

(4) The hesitation period of the insurance contract and the related rights and obligations of the applicant;

(five) whether to provide the guarantee renewal and the effective time of renewal;

(six) claims procedures and claims documents;

(seven) the insurance period of each product in the combined health insurance product;

(eight) other matters stipulated by China Banking and Insurance Regulatory Commission.

Article 40 When selling health insurance products, an insurance company shall not exaggerate the scope of insurance coverage, conceal the exemption from liability, or mislead the insured and the insured.

If the applicant and the insured ask about the technical terms such as insurance, medical treatment and diseases in the insurance clauses, the insurance company shall explain them in clear and understandable language.

Article 41 When an insurance company sells medical insurance with compensation for expenses, it shall ask the insured whether the insured has free medical care, basic medical insurance or other medical insurance with compensation for expenses, and the insured shall truthfully inform him.

An insurance company shall explain to the applicant the legal consequences of not telling the truth, and make relevant records.

An insurance company shall not induce the insured to repeatedly purchase medical insurance products with the same or similar guarantee function for the same insured.

Article 42 When an insurance company sells medical insurance, it shall inform the insured of the name list or qualification requirements of the agreed medical institutions and provide inquiry service.

If an insurance company adjusts the contracted medical institution, it shall promptly notify the applicant or the insured.

Article 43 Where an insurance company sells health insurance products without guaranteed renewal clauses in the form of additional insurance, the insurance period of the additional insurance shall not be less than that of the main insurance.

Article 44 Where an insurance company sells long-term personal health insurance products, it shall pay a return visit to the applicant within the hesitation period.

If an insurance company finds that the applicant has been misled during the return visit, it shall do a good job of explanation and clearly inform the applicant of the right to terminate the insurance contract according to law.

Article 45 When an insurance company underwrites group health insurance, it shall inform each insured in written or oral form of their participation and related rights and interests.

Article 46 If the applicant cancels the group health insurance contract, the insurance company shall require the applicant to provide valid proof that the insured has been notified to surrender, and return the surrender money to the applicant’s payment account or other account through bank transfer or remittance of the original insured funds in accordance with the provisions of China Banking and Insurance Regulatory Commission on group insurance surrender.

Chapter V Reserve Evaluation

Article 47 An insurance company engaged in health insurance business shall submit the actuarial report or reserve evaluation report of the previous year in accordance with the relevant provisions of these Measures.

Article 48 The insurance company shall withdraw the reserve for the outstanding claims that have occurred and have been reported.

An insurance company shall carefully withdraw the reserve for outstanding claims that have occurred, reported and reported by adopting reasonable methods such as case-by-case estimation method and case-by-case average compensation method.

If an insurance company adopts an actuarial method other than the case-by-case estimation method to make provision for reported outstanding claims, it shall report the basic data, parameter setting and estimation method of this method in detail, and explain the source of basic data, data quality and the reliability of reserve calculation results.

If the chief actuary of an insurance company cannot confirm the reliability of the estimation method or the experience data of related business is less than 3 years, it shall withdraw the reserve for reported and outstanding claims according to the amount of claims already filed.

Article 49 For the compensation or payment that has occurred but has not been claimed, the insurance company shall withdraw the reserve for outstanding claims that have occurred but have not been reported.

An insurance company shall, according to the risk nature and empirical data of the insurance products, at least use two methods, namely, the chain ladder method, the case-average compensation method, the reserve progress method, the B-F method and the payout ratio method, to evaluate the outstanding loss reserve that has occurred and has not been reported, and select the maximum value of the evaluation result to determine the best estimated value.

An insurance company shall report in detail the basic data, calculation method and parameter setting of the outstanding claims reserve that has occurred, and explain the source of the basic data, the quality of the data and the reliability of the calculation results of the reserve.

If the chief actuary of an insurance company judges that the data base can’t ensure the reliability of the calculation results, or the experience data of related businesses is less than 3 years, it shall withdraw the outstanding claims reserve that has occurred but has not been reported according to not less than 10% of the actual claims expenditure in the fiscal year.

Article 50 For short-term health insurance business, the insurance company shall withdraw the unexpired liability reserve.

Short-term health insurance can use one of the following methods to withdraw the unexpired liability reserve:

(1) One-quarter gross premium method (accrued on a monthly basis);

(2) 365th gross premium method (accrued on a daily basis);

(3) According to the risk distribution, other more cautious and reasonable methods can be adopted, and the unearned liability reserve drawn shall not be lower than the lesser of the results obtained in methods (1) and (2).

Article 51 The withdrawal amount of the unexpired liability reserve for short-term health insurance shall not be less than the greater of the following two:

(a) the balance of the expected future compensation and expenses after deducting the relevant investment income;

(2) The surrender amount when all policies are assumed to be surrendered on the assessment date of the liability reserve.

If the unearned liability reserve is insufficient, the premium shortage reserve shall be withdrawn to make up for the difference between the unearned liability reserve and the greater of the two items mentioned in the preceding paragraph.

Article 52 The liability reserve mentioned in these Measures refers to the business-related reporting liability reserve, and the provision of financial reporting liability reserve and solvency reporting liability reserve shall be implemented in accordance with the relevant regulations of the Ministry of Finance and China Banking and Insurance Regulatory Commission.

Fifty-third long-term health insurance unearned liability reserve provisions shall be implemented in accordance with the relevant provisions of China Banking and Insurance Regulatory Commission.

Article 54 An insurance company shall report the results of reserve withdrawal to China Banking and Insurance Regulatory Commission before and after reinsurance.

Chapter VI Health Management Services and Cooperation

Article 55 An insurance company may combine health insurance products with health management services to provide health risk assessment and intervention, disease prevention, health check-up, health consultation, health maintenance, chronic disease management, health care and other services to reduce health risks and disease losses.

Article 56 Where an insurance company provides health management services, the contents of the health management services may be specified in the terms of the insurance contract, or a separate health management service contract may be signed.

Fifty-seventh health insurance products to provide health management services, the cost of sharing shall not exceed 20% of the net insurance premium.

Services exceeding the above limits shall be priced separately, not included in the insurance premium, and the price of health management services shall be clearly stated in the contract.

Article 58 When operating medical insurance, an insurance company shall strengthen cooperation with medical institutions, health management institutions and rehabilitation service institutions to provide the insured with high-quality and convenient medical services.

When operating medical insurance, an insurance company shall, in accordance with the relevant policy documents, supervise the authenticity and legality of the insured’s medical behavior and strengthen the management of the rationality and necessity of medical expenses.

Article 59 Insurance companies should actively play the role of health insurance rate adjustment mechanism in controlling medical expenses and risks, and reduce unreasonable medical expenses.

Article 60 An insurance company shall actively play its role as a third party in the doctor-patient relationship, help alleviate the information asymmetry between doctors and patients, and promote the settlement of contradictions and disputes between doctors and patients.

Article 61 The cooperation between an insurance company and a medical institution or health management institution shall not harm the legitimate rights and interests of the insured.

Article 62 An insurance company shall, in accordance with the provisions of laws and administrative regulations, fully protect the privacy of customers and data security, and conduct necessary information interconnection and data sharing with medical institutions and basic medical insurance departments according to the scope and objects of service.

Chapter VII Reinsurance Management

Article 63 When handling reinsurance business of health insurance, an insurance company shall abide by the Insurance Law and the provisions of China Banking and Insurance Regulatory Commission on the management of reinsurance business.

Article 64 branches of insurance companies shall not handle the reinsurance business of health insurance, except for branches of reinsurance companies.

Chapter VIII Legal Liability

Sixty-fifth insurance companies and their branches in violation of these measures, China Banking and Insurance Regulatory Commission and its dispatched offices shall be punished according to laws and administrative regulations; Where there are no provisions in laws and administrative regulations, China Banking and Insurance Regulatory Commission and its dispatched offices shall order it to make corrections, give it a warning, impose a fine of more than 1 time and less than 3 times the illegal income on those who have illegal income, but the maximum amount shall not exceed 30,000 yuan, and impose a fine of less than 10,000 yuan on those who have no illegal income; Anyone suspected of committing a crime shall be transferred to judicial organs for criminal responsibility according to law.

Article 66 Employees of insurance companies and employees of branches of insurance companies who violate these measures shall be punished by China Banking and Insurance Regulatory Commission and its dispatched offices in accordance with laws and administrative regulations; Where there are no provisions in laws and administrative regulations, China Banking and Insurance Regulatory Commission and its dispatched offices shall order it to make corrections, give it a warning, impose a fine of more than 1 time and less than 3 times the illegal income on those who have illegal income, but the maximum amount shall not exceed 30,000 yuan, and impose a fine of less than 10,000 yuan on those who have no illegal income; Anyone suspected of committing a crime shall be transferred to judicial organs for criminal responsibility according to law.

Chapter IX Supplementary Provisions

Article 67 These Measures shall apply to health insurance operated by mutual insurance organizations.

Article 68 These Measures shall apply to the sales of health insurance products by insurance intermediaries and their employees.

Article 69 Whoever sells health insurance products through banks, postal services and other channels shall abide by the provisions of the relevant regulatory authorities.

Article 70 If the provisions promulgated by the former China Insurance Regulatory Commission before the implementation of these Measures are inconsistent with these Measures, these Measures shall prevail.

Article 71 China Banking and Insurance Regulatory Commission shall be responsible for the interpretation of these Measures.

Article 72 These Measures shall come into force as of December 1, 2019. The Measures for the Administration of Health Insurance issued by the former China Insurance Regulatory Commission on August 7, 2006 (Order No.8 of the CIRC in 2006) shall be abolished at the same time.

It turns out that the custom of the Dragon Boat Festival is not just to eat zongzi, but also these …

The "end" of the Dragon Boat Festival is the original meaning. In ancient times, May 5th was also called noon, and noon was a sunny day, so the Dragon Boat Festival was also called Duanyang Festival, Duanwu Festival, Chongwu Festival, Tianzhong Festival and Zhengyang Festival.

"Dragon Boat Festival" is the first of the four traditional festivals in China (Spring Festival, Tomb-Sweeping Day, Dragon Boat Festival, Mid-Autumn Festival) to be selected as an intangible festival in the world. Originally, it was a festival for Chinese people to get rid of diseases and prevent epidemics. Later, due to the death of poet Qu Yuan on this day, it became a traditional festival for China people to commemorate Qu Yuan. In some areas, Wu Zixu and Cao E were also commemorated.

The Dragon Boat Festival originated in China, and the culture of the Dragon Boat Festival, which has been continuously developed by the Chinese nation since ancient times, is profound. The customs of the Dragon Boat Festival are quite different in different regions in ancient times. However, with the increase of personnel flow and information exchange, they are gradually converging.

May 5th is the anniversary of Qu Yuan’s death in the river. Therefore, most of the customs of Yichang Dragon Boat Festival are to drive away drugs and diseases, preserve health and prolong life, and commemorate Qu Yuan. According to the records in "Records of Yichang Prefecture and Local Records" in 1866, the fifth year of Tongzhi in Qing Dynasty:

"May 5, hanging YiPu in the door, with Angle of millet, salted eggs phase feed heritage. At noon, drink realgar cinnabar wine, and use Aipu to pour it into male yellow wine, and sprinkle it all over the house walls, so that the clouds will open up snakes and insects. Apply its juice to children’s otorhinology, and the cloud will be poisonous. Catch toads again, put ink into the belly, take them out once they are dry, and smear them with swollen poison. Women use cocoons as tigers and wear mugwort leaves on their heads. It’s a day of dragon boat racing, and Chu customs are the same. On the fifteenth day, it was called Daduanyang, and it also ate corn and drank Pu wine. On the thirteenth, fourteenth and fifteenth days, the dragon boat won the championship, which was different from other counties. "

It can be seen that there were 12 folk customs of the Dragon Boat Festival in ancient Yichang. The Dragon Boat Festival in Yichang inherits the ancient customs today, and some customs have been submerged in the long river of history and are unknown.

Hanging Aipu

In the fifth month of the lunar calendar, at the beginning of midsummer, the sun’s spirit began to flourish, and all the five poisons came out. Yichang people’s custom of hanging mugwort and calamus at home has been inherited to this day.

Both Artemisia argyi and Acorus calamus are commonly used Chinese herbal medicines. Artemisia argyi can dispel cold and remove dampness, warm meridians and stop bleeding, while Acorus calamus can eliminate phlegm, regulate qi and promote blood circulation, invigorate spleen and stomach. Artemisia argyi and Acorus calamus have strange fragrance, which can dispel filth and turbidity, detoxify and drive away evil spirits and prevent diseases.

eat Zongzi

Eating zongzi is the standard of Dragon Boat Festival. The ancient zongzi, also known as horn millet, was made by wrapping the millet into a triangle with bamboo leaves or reed leaves and winding it with colorful threads. Legend has it that the origin of zongzi is related to the memorial to Qu Yuan. People throw zongzi into the river to prevent fish and turtles from eating Qu Yuan who threw themselves into the river, so Yichang people eat zongzi to commemorate Qu Yuan on the Dragon Boat Festival. This custom has always been followed.

The most traditional zongzi in Zigui County, Yichang City, Qu Yuan’s hometown, is red-hearted zongzi. Adding red dates to glutinous rice is called jujube zongzi, which places people’s good wishes of "learning early in school". At present, Zigui County has also produced navel orange dumplings, yellow peach candied dates dumplings and other flavor dumplings with unique local characteristics.

Eat salted eggs

Salted eggs are carefully preserved duck eggs. Zongzi and salted eggs are not only eaten at home, but also gifts for relatives and friends during the Dragon Boat Festival.

row dragon boats

According to the records of Sui Shu Geography:

"Qu Yuan went to the Miluo River in May, but the natives chased it to Dongting Lake, but the lake was big and the boat was small, so those who didn’t benefit from it sang,’ How can we cross the lake? Because of the drums and drums, it is a game of racing. Its rapidity, singing, shaking land and water, the audience is like a cloud, and the counties are straightforward, while Nanjun is especially prosperous. "

The custom of rowing dragon boats has a long history and a wide range of inheritance. Dragon boat race is generally believed to have originated in memory of Qu Yuan. In ancient Yichang, dragon boat races usually lasted for several days.

Su Shi wrote in a poem:

"Chu people are sad about Qu Yuan, and they have not rested for a thousand years. Where the spirit floats, the father choked. ….. The legacy has become a race, lamenting that Chushan is cracked. "

In Zigui, Qu Yuan’s hometown, dragon boat races are especially admired by people. On May 5, Quyuan threw himself into the river, and his hometown elders sacrificed on the river. Long song evokes spirits, races in a canoe, and shouts loudly, which is very tragic.

Figure/Hubei Daily

Dragon boat race is the soul of the Dragon Boat Festival, and it is the most grand and grand mass activity of the Dragon Boat Festival. The dragon boat race is held in the Yangtze River, and the drums in the river are loud, the river bank is crowded with people, and the whole city is empty, which has become a magnificent scenery of the Dragon Boat Festival in Yichang.

Drink realgar wine

Realgar and cinnabar, both mineral Chinese medicines, are toxic. Realgar is mainly used for eliminating dampness, expelling wind, killing insects and detoxifying, while cinnabar has the effects of clearing away heart-fire, calming the nerves and detoxifying. Realgar cinnabar wine is a medicinal liquor, so it must be prepared very carefully, otherwise it will be easy to be poisoned and worry about your life. The custom of drinking realgar cinnabar wine has been lost, which is probably related to this.

Drink realgar cinnabar wine at noon on Dragon Boat Festival, and choose it at the peak of yang in the day, in order to get the drug into the body, eliminate evil spirits and strengthen the body. Realgar containing arsenic and cinnabar containing mercury were two very mysterious substances in ancient China. Not only does Chinese medicine "fight poison with poison" surprise, but it is also loved by Taoist alchemists, among which cinnabar is the main raw material for alchemy.

Xiaosa courtyard

Soak Artemisia argyi and Acorus calamus in realgar cinnabar wine and sprinkle it all over the corners of indoor doors and windows and the bedside of tables and cabinets to drive away mosquitoes and prevent snakes and scorpions.

Dianzhusha

Apply realgar cinnabar wine to children’s eyebrows, behind their ears, palms and soles, and belly buttons, in order to avoid all kinds of poison.

Wearing a cocoon tiger (Ai Hu)

Women choose yellow new silkworm cocoons, paint them as tigers, decorate them with mugwort leaves, and hang them on their hairpins, so that they can be worn by people of all ages to drive away poison and evil spirits and pray for health and longevity.

In the Eastern Han Dynasty, Ying Shao’s "Customs Tongyi" recorded: "On May 5 th, the life was renewed, and the custom was beneficial to human life."

In ancient Dragon Boat Festival, colorful silk was wrapped around the left arm to avoid ghosts and evil spirits, avoid military disasters (war), get rid of illness and plague, and prolong life, which was called life-prolonging silk. Cocoon tiger, choose cocoon, cocoon can be peeled and stretched continuously; Broken cocoon become a butterfly, life cycle; Being a tiger, a tiger is a king of beasts, which can cure all kinds of poisons. Wearing a cocoon tiger is probably the evolution and extension of the custom of winding silk. Young women wear cocoons and tigers, and they also pray for more children and more happiness. Girls wear cocoon and tiger headdresses, which often show off their ingenuity. Since the Tang and Song Dynasties, there have been many vivid descriptions of women wearing cocoon tigers or Ai Hu in poems.

Sun toad venom ink

Venenum Bufonis ink is an almost lost folk prescription of traditional Chinese medicine, which is mainly used for treating carbuncle, promoting blood circulation, removing blood stasis, relieving swelling and pain, and clearing away heat and toxic materials. Some elderly people may still remember suffering from mumps or herpes, and they will ask Mr. Xue to dip his brush in ink and paint on the affected area for treatment. The ink used by Mr. Wang is not ordinary ink, but toad venom ink.

On the Dragon Boat Festival, toads (commonly known as toads), which are among the top five poisons, are the most toxic, and making toad venom ink has the strongest medicinal properties. People catch large toads, put ink blocks (referring to Four Treasures of the Study ink, also known as Mo Ding or ink sticks) from their mouths into their bellies, tie them tightly with thread, and hang them to dry. Venenum Bufonis secreted by toad is a precious traditional Chinese medicine. Dry ink block can fully absorb Venenum Bufonis in toad body before it can become Venenum Bufonis ink.

Venenum bufonis ink is a common medicine at home. Due to the large number of toads caught in the Dragon Boat Festival as medicine, the number of toads suddenly decreased, and the folk joked that "toads hide in the Dragon Boat Festival".

Collecting herbs

In Yichang mountain area, there is a custom of collecting herbs and storing them at the Dragon Boat Festival. People think that the medicinal properties of herbs on this day are the best, and the herbs collected with dew are precious.

Dragon boat festival

It is a unique custom in Yichang that the fifth day of May is Xiaoduanyang and the fifteenth day of May is Daduanyang, which has continued to this day.

Before the Dragon Boat Festival, all the girls married in Yichang have to rush back to their parents’ homes for the holidays, which is a characteristic custom, which is called "hiding from the sun" by the people. According to legend, it is to "hide in the afternoon", and May 5 is an evil day, so parents have to take their daughters home to avoid the "evil day".

On the day of Daduanyang on May 15th, besides eating zongzi, every family should drink Pu wine. A large-scale dragon boat race will be held on this day.

Drink pu wine

On the fifth day of May, people brewed Pu wine with fresh calamus, and after ten days of sealed fermentation, they unsealed it and drank it on the day of Daduanyang.

Pu wine is a health-preserving medicinal liquor, which has the effects of eliminating dampness and promoting blood circulation, refreshing and resolving phlegm, improving hearing and eyesight, strengthening body weight and strengthening bones, and can prolong life, which is talked about by the people. In addition, Pu wine is beautiful in color, elegant in aroma and sweet in taste, which is liked by palaces and literati in past dynasties, and there are a lot of ancient poems praising Pu wine. The custom of drinking Pu wine is rare now.

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Original title: "It turns out that the custom of the Dragon Boat Festival is not only to eat zongzi, but also these …"

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High-speed rail ticket discount high-temperature allowance improves the welfare after the Dragon Boat Festival!

  CCTV News:After the Dragon Boat Festival holiday, are you still reluctant to part because the holiday is short? Just after the Dragon Boat Festival, there are many good news about you and me. Let’s have a look!

  Some high-speed rail fares are discounted when the railway implements the new operation map.

  From July 1st, the national railways will implement a new train diagram, and 16 long-grouped "Fuxing" EMUs will be put into operation for the first time.

  After the map adjustment, the national railway "Fuxing" EMU will run every day.The number will increase from the current 114.5 pairs to 170.5 pairs, reaching 23 municipalities, provincial capitals and autonomous regional capitals.

  In addition, since July 5 this year, the railway department will optimize and adjust the published fares of some high-speed train emus on six routes, including Hefei to Wuhan, Wuhan to Yichang and Nanjing to Hangzhou, and clearly implement the fares to announce the fares as the highest price limit, and implement the fare downward within the price limit, with a maximum discount of 6.5 fold.

  High temperature allowance standard is raised.

  In June, many places entered the high-temperature allowance payment period, and recently raised the high-temperature allowance standard, which will last for several months.

  Housing provident fund may usher in adjustment.

  Generally speaking, the housing accumulation fund is adjusted as an annual unit from July 1 of the previous year to June 30 of that year. Many units will adjust their provident fund payment base for employees according to the average monthly salary of employees in the previous natural year after completing the remittance business in June every year.

  Therefore,For employees with high average monthly salary, the housing accumulation fund is expected to increase.And the money is entirely owned by individuals.

  The queue for entry and exit customs clearance shall not exceed 30 minutes.

  The Ministry of Public Security held a press conference in Beijing on the 14th, and the National Immigration Bureau informed at the press conference that it has decided that starting from June 18th, China citizens will queue up for entry and exit customs clearance at the national land, sea and air ports for no more than 30 minutes, and efforts will be made to solve the problem of long queues of China citizens at the peak of large ports and further improve the service management level.

  Road safety is more secure.

  According to the relevant deployment of the Work Plan for Vehicle Transport Vehicle Governance jointly issued by the Ministry of Transport, the Ministry of Public Security and the Ministry of Industry and Information Technology in May, all non-compliant vehicle transport vehicles should be updated and withdrawn before June 30, 2018, and the non-compliant vehicle transport vehicles will be completely banned from July 1, 2018.

  The notice requires that local transportation authorities should strengthen the supervision and inspection of passenger car centralized loading points, logistics stations and production plants of passenger car manufacturing enterprises. If it is found that non-compliant vehicle carriers are not declared in the declaration system, are inconsistent with the declared information and exceed the withdrawal period, the vehicle drivers and logistics stations will be punished according to law, and the investigation situation and the information of the enterprises to which the vehicle carriers are involved will be reported to the Transportation Service Department of the Ministry of Transport step by step, and the Ministry of Transport will cancel the transition period of all non-compliant vehicles of the illegal vehicle logistics enterprises.