As an American muscle model, 22 Dodge Challengers need to be a little sloppy and rough to be more American. There is such a car, when you first see it, your heart is a little throbbing, and at the same time, you are more appreciative. Most friends who have feelings for the American muscle car will love it, even regard it as a treasure, and it is a challenger.

　　For more car purchase consultation, please call Manager Ding at 18722287778 (telephone number is the same as WeChat).

　　2023 Dodge Challenger Hellcat, now the car to the store price concessions, support the national car purchase by stages. Bosses and friends, please call Ding Yishan at 18722287778 for more car purchase consultation (telephone number is the same as WeChat).

　　Dodge Hellcat SRT adopts the latest design of Dodge family, and its overall shape is more sporty. The instrument panel adopts the combination design of double instrument panels and LCD screen, and the center console adopts split type with central LCD screen. It has a sporty atmosphere, including a bottom steering wheel, sports seats, carbon fiber-like interior parts and aluminum alloy decorative panels.

　　Dodge Hellcat SRT is equipped with a 6.2-liter HEMI V8 supercharged engine with a maximum power of 600 HP, which is matched with a six-speed manual or TorqueFlite eight-speed automatic transmission. The new Dodge Hellcat SRT Hellcat V8 6.2L 707 horsepower accelerates 100 kilometers for 3.7 seconds. Reservation accepted. The transmission system is matched with a brand-new 8-speed automatic transmission, which is used to match the increased torque output of Charger SRT.

Solemnly promise: All the models purchased in our company are imported, without unauthorized modification, and we can provide the formal goods import certificate, vehicle conformity certificate issued by the state-recognized customs, the on-board inspection list and formal invoice of imported motor vehicles, so as to ensure the normal settlement in all regions of the country. At the same time, all vehicles in our company can enjoy the three-year 100,000-kilometer warranty mandated by the state, so that you can buy comfortably and use with confidence.

　　Our company sells: American, Middle East, European and additional models, all of which can provide the formal goods import certificate and vehicle conformity certificate issued by the state-recognized customs, and the on-board inspection sheet and formal invoice of imported motor vehicles, which have been settled in all regions of the country.　

　　Main brands:,,,, Lexus, and other high-end brand models.

　　Main business: foreign car booking, new car sales, modification, licensing, full insurance, payment of purchase tax, and national installment.

　　Sales Manager: 18722287778 Ding Yishan (telephone number is the same as WeChat)

　　Disclaimer: The above car purchase preferential information is provided by the comprehensive dealers of this website, and the price fluctuates greatly due to market factors, which is only for car purchase reference; The distributor is responsible for its authenticity, accuracy and legality, and this website does not provide any guarantee or assume any legal responsibility.

Special feature of 1905 film network "The spacecraft requests to land, and the command center is ready!" I saw Jackie Chan "falling from the sky" in a spacesuit.

This is not the shooting scene of a sci-fi blockbuster, but the closing ceremony of the 5th Jackie Chan International Action Movie Week.

On the evening of July 27th, the 7-day Jackie Chan International Action Movie Week came to an end in the ancient capital Datong. This year’s Film Week is co-sponsored by Film Channel, Datong Municipal People’s Government and Jackie Chan International Group. With the theme of "Seeing Great Harmony with Your Heart", the concept of "More Action, More International and More Splendid", the core of poverty alleviation is to promote cultural precision and poverty alleviation, and action movies are used as the medium to promote the international spread of China culture and promote the exchange and mutual learning of world civilizations.

Since July 21st, the 5th Jackie Chan International Action Film Week has held a series of wonderful activities, such as the protection plan of the ancient Great Wall against poverty, the opening ceremony, the Star Action Datong Yellow Flower Ordering Conference, the International Fan Carnival, Yungang International Forum, the action film screening, and the "Iron Man" honor selection, which brought a series of film culture feasts to the global audience.

Nearly 100 global filmmakers, including Jackie Chan, Tsui Hark, Jason Wu, martin campbell, Yasuaki Kurata and Adrien Brody, gathered in Datong to talk about the integration and breakthrough of movies, discuss the development and inheritance of action movies together, carry forward the craftsmanship and continue the cultural consciousness of exchange and mutual learning.

On the night of the closing ceremony, Chinese and foreign filmmakers such as Yuan Heping, Liu Weiqiang, Sergei Podlov, paul haggis, Kara Wai, Liu Yifei, Tong Liya, Jing Tian, Han Geng, Chen Daoming, Chang Pangui, Zhang Lanxin, Wu Yue and Wang Dalu gathered together to help global action filmmakers, while singers such as Li Zongsheng, Zhou Huajian, Wang Leehom, Zhang Liangying and Chang Shilei.

The original heart does not change. According to legend, filmmakers join hands to promote China culture to the world

Yuan Heping was awarded lifelong achievement in recognition of Jackie Chan and Jason Wu’s initial heart and inheritance.

Jackie Chan International Action Movie Week aims to commend filmmakers who have made outstanding contributions to action movies, promote the exchange and industrial development of action movies, focus on cultivating new forces of global action movies, and at the same time build a permanent, open, pluralistic and inclusive international dialogue platform for action movies around the world, so as to promote mutual learning among cultures. This also echoes the six key words "movie", "climbing", "science and technology", "integration", "inheritance" and "future" closely around the closing night. The stage design full of science and technology that night also reflected the integration of eastern and western civilizations, and brought the audience into the future world with advanced technology and shared civilization.

As one of the highlights of the film week, the "Iron Man" commendation and selection is the focus of attention every year, and this year is particularly exciting. A total of 152 films from 36 countries participated in the competition, and the number and proportion of overseas films all reached the highest in history. After fierce competition, 10 action movies from 7 countries stood out and were shortlisted for the final selection. In the end, China’s film "Big Man", Indian film and Russian film "T-34 Tank" shared 11 "Iron Man" honors.

It is worth mentioning that this year’s film festival invited seven filmmakers from six countries to form an international jury for the first time, and the famous Chinese director Xu Ke served as the chairman of the jury. Their selection not only inherited the wonderful characteristics of action movies, but also fully demonstrated the multicultural vision.

In the end, the jury will give this Jackie Chan International Action Film Week the "highest praise" — — The lifetime achievement commendation was awarded to Yuan Heping, a famous action director and director in Hong Kong, China. The commentary reads: "Drinking horses for a lifetime is a great achievement in the world; Plan and create a screen kung fu empire. He has been on the screen for more than half a century and cultivated countless new action people. He is the creator, pioneer and leader of action movies. The world’s first martial finger, he, can afford it. Yuan Heping, a master! "

Yuan Heping, who has been in the cinema for 57 years, has directed classic films such as "Kung Fu" and created a precedent for kung fu comedy. As a film directed by martial arts, he has fused the oriental meaning with western aesthetics, broken down cultural barriers, reshaped the true meaning of action, and left China Kung Fu in the world film history.

In his speech, Yuan Heping hit the floor said: "China’s films go abroad mainly by kung fu films. Jackie Chan, Bruce Lee and Jet Li are the best models. Who can take over after Sammo Hung, Jackie Chan, Donnie Yen and Jason Wu? Kung Fu is the quintessence of China, and Kung Fu movies should be passed down by someone. "

Wu Jing expressed the initial intention of China action filmmakers to strive for progress and climb the peak bravely, and also represented the inheritance spirit of China films passed down from generation to generation.

Representatives of multinational stuntmen associations gathered in Datong to promote the integration of world civilizations through exchanges and mutual learning.

Jackie Chan, Jonathan Lee and Emil Wakin Chau sang "True Hero" to pay tribute to the filmmakers.

It is one of the important meanings of Jackie Chan International Action Film Week to promote the dialogue among filmmakers from all countries on the platform of pluralistic coexistence. At this film week, representatives of stuntmen Association from China, Russian, Japanese, German and other eight countries and regions launched a wonderful frontier ideological collision in Datong on the topic of new breakthroughs in action movies in the new era and new technology. At the closing ceremony, these representatives of stuntmen Association and Jackie Chan, the initiator of Film Week, presented a special flag to Datong for permanent commemoration. The flag is painted with the LOGO of the stuntmen Association from all over the world, symbolizing the solidarity and friendship of stuntmen, and the determination to work together to promote the integration of world civilizations.

That night, Jonathan Lee and Emil Wakin Chau also made a surprise appearance. Together with Jackie Chan, they sang the classic song "True Hero". The passionate melody instantly brought the audience back to last romance 26 years ago, and also pushed the atmosphere of the audience to a climax. Sally Yeh, Wang Leehom, Jane Zhang, Chang Shilei and other powerful singers also took the stage to sing, paying tribute to the action filmmakers with their songs.

We really should applaud these heroes behind the scenes. As the saying goes, one minute on stage takes ten years off stage.

Martial arts practitioners from generation to generation have made the extensive and profound China Wushu inherit and spread all over the world. Generation after generation of action filmmakers have pushed forward, letting the world know about China Kung Fu and spreading the chivalrous spirit to every corner of the world. Light and shadow bear the filmmakers’ dreams, and blood, tears and pain record the filmmakers’ growth. On the road to dreams, there is no shortcut, and courage and ability are the sharp tools to break through obstacles. Thanks to the efforts of filmmakers, China’s excellent traditional culture has been passed down from generation to generation, going abroad and spreading to the world.

The fifth Jackie Chan International Action Film Week has come to an end, but the pace of action filmmakers will not stop. Filmmakers from all over the world will not change their initial intentions of challenging, exploring, exchanging and learning from each other, and continue to move forward and work hard for the integration of world civilization.

Join hands and climb the peak bravely. See you next year at the 6th Jackie Chan International Action Film Week.

Complete commendation list of the 5th Jackie Chan International Action Film Week:

Iron Man’s Best Action Film: "The Big Man" (China)

Best Director of Iron Man: He Quan’s Warrior (China)

Iron Man’s Best Action Actor: Wang Qianyuan’s "Big Man" (China)

Iron Man’s Best Action Actress: Fatima Sana Shaikh’s Indian Mob (India)

Best Screenplay for Iron Man: Warrior by He Quan, Zhang Liangxue and Wu Tongli (China)

Best Art Design of Iron Man: Lin Ziqiao (China/Hong Kong, China)

Best Photography of Iron Man: Jason Kwan Chi-Yiu (China/Hong Kong, China)

Iron Man’s Best Action Scene Guidance: Chung Chi Li and Parviz Sheikh (India)

Best Editing of Iron Man: Dmitry Kolabernikov (Russia)

The Iron Man Jury specially commended: Calari (India) and T-34 Tank (Russia).

Lifelong Achievement Commendation: Yuan Heping (Hong Kong, China)

　　"Recalling when I first started my business, I didn’t expect money to be my biggest problem. What I still remember is that my brothers spontaneously pooled their money to support me. At that time, there was an employee who saved 100,000 yuan for many years. It can be said that all his possessions were directly patted on the table and said,’ Song Ge, this matter is settled.’ " Song Hongwei talked about the initial moment of the establishment of Kehaowanjia Supermarket, and his eyes were still glowing. "This touched me deeply. I can’t live up to their expectations, which is also the greatest motivation for me to persist." This desperate trust allowed him to split the community store into 18 chain stores within three years, setting a regional record of one million dollars a day and becoming a phenomenal entrepreneur in the physical retail industry.

　　Breaking Community Retail: The Fission Code from Single Store to Regional Benchmark

　　When talking about the original intention of creating a good customer, Song Hongwei bluntly stems from his insight into the pain points of traditional retail: "In fact, what community residents need is not a big and comprehensive store, but the convenience of’ buying reliable goods in two steps’." Therefore, he carved "convenience, high quality and being close to the people" into the brand.

　　"An aunt spent a long time thinking about the price difference between two packs of salt. I suddenly understood that community retail earned not the price difference, but the trust of others!" Because of this trust, he pioneered the supplier grading evaluation system and led the team to go deep into the source of supply chain to control quality; When introducing the intelligent management system, we insist on letting the technical team follow the store staff’s practice, only to make the system more suitable for the real operation scene. He often chants to the team: "Business models can be copied, but people’s minds can’t be figured out, and even the best business model is useless."

　　Breaking the circle of live broadcast: the digital breakthrough of traditional retail

　　"At that time, when the e-commerce was the fiercest, I stood in a store with few people and had an idea: I had to rebuild a way for the supermarket in the live broadcast room." Song Hongwei recalled the scene of the live broadcast at that time. "At that time, my peers thought I was crazy, but I just thought it could be done."

　　He took the team to polish the live broadcast logic all night. While others were still studying the beauty filter, he had already found out the doorway: "Fresh food should be cut and broadcast, food should be eaten on the spot, and the audience can see the quality of things, which is more convincing than any copy." On the day of the first show, he personally went into battle to control the field. His "store parade" live broadcast mode set a record for online viewing of regional supermarkets, and the order volume in the background exceeded expectations by three times. "When I saw that the barrage was covered with’ this watermelon looks sweet’, I knew that this set of play was successful."

　　While his peers are still exploring how to do live broadcast, he has built a "selection-display-distribution" full-link standardization system: "People don’t treat live broadcast as a promotion, I will operate it as a new store." In just three months, he led the team to make the live group purchase the first in the regional market, and the industry commented that it "activated traditional retail genes with Internet thinking, showing a rare business breaking ability".

　　Empowering industries: from business leaders to ecological builders

　　"It is not a skill for a person to earn money, but it is a skill to let his peers live well." Song Hongwei talked about the original intention of industry empowerment. He personally polished the underlying logic of the "retail empowerment plan" and dismantled the actual combat system of customers into a four-in-one system of "supply chain optimization-digital transformation-service innovation-brand culture". "This thing can’t be thought of by sitting in the office. It is the doorway that we moved goods in the warehouse, stayed up all night in the live broadcast room, and missed the account at the store checkout counter." Now the retail empowerment plan initiated by him has traveled all over the country with this methodology.

　　"Now helping more than a thousand stores find the profit growth curve is more fulfilling than opening 100 stores myself." On the podium of the physical retail innovation summit, he said, "What is ()? Instead of running faster than others, you can take a group of people out of the track where there is no road! "

　　From the breakthrough of a single store to the transformation of industry empowerment, he has always adhered to a unique business philosophy: "Power never depends on talent, but on making every choice an industry yardstick." As the founder of Kehaowanjia supermarket chain, the theoretical proponent of "the core competitiveness of chain supermarkets" and the real new retail live broadcast empowerment fighter, he not only built 18 regional benchmark stores in just three years, but also created a performance myth of millions of flowing water in a single day. In the year after the transformation, he helped more than 1,000 small and medium-sized supermarkets to achieve a significant profit jump with his original empowerment system.

　　Where can I download the full version of Android 8.0 Brush Pack? Many friends have been asking the download address of Android 8.0 brush package recently, and want to experience the performance of Android 8.0 system (Android O, introduction of new functions and features) in advance. After all, more and more people use Android system now, and it is getting easier and easier to use it, so everyone is still very concerned about the download address of Android 8.0 brush package this time. The following small series will introduce you to the download address of Android 8.0 brush package.

　　Before you want to upgrade, you should see if your mobile phone supports it. For details, please check out which mobile phones can be updated and upgraded for Android 8.0. Android O supports Google Samsung Sony models.

　　Download address introduction of Android 8.0 brush package full version:

　　Download the full version of Android 8.0 Brush Pack > > > > Click here to enter < < < < < < <

　　What you need to download is an Android phone, preferably a new one, in order to drive this system.

　　Finally, a tutorial is attached, in case some friends don’t know how to upgrade. For details, please click on how to upgrade Android 8.0 Android O official version for your mobile phone.

　　Looking back on the five years since the 18th CPC National Congress

　　What changes have taken place in your life

　　In the next five years,

　　What small goals have you set for yourself?

　　"The Echo of the Nineteenth National Congress"

　　Interviewed a series of people

　　College teachers, grassroots party member, artists.

　　……

　　Look and listen to theirs.

　　5-year review and 5-year plan!

　　Hu mingrong：Secretary of the Party Committee of Jiangxinyuan Community, the largest "village to community" in Wuhan.

　　In 2012, the Party branch of Jiangxinyuan Community was transformed into a community party committee.

　　Jiangxinyuan Community is the first non-genetic garden in China that is self-funded by the community.

　　From 2012 to 2016, the per capita income of the community increased fivefold.

　　In the past five years, more than 600 residents have been employed.

　　Residents have medical insurance, free tuition and fees, and guaranteed housing.

　　The community won hundreds of honorary titles such as "National Advanced Grassroots Party Organization"

　　I’m Hu Mingrong,

　　It is the largest "village to community" in Wuhan.

　　Secretary of Party Committee of Jiangxinyuan Community

　　In 2004, due to the expropriation of land,

　　We went from the fishing village on the outskirts of Hanyang.

　　Also built in Jiangxinyuan community.

　　Farmers are all "mud legs"

　　It is easy for mud legs to wash their feet and go ashore.

　　“Brainwashing into the city"It is a.

　　A long and systematic process

　　Land loss, unemployment, loss of income

　　Raising livestock, dung and cattle

　　……

　　Jiangxinyuan community has become a typical mess.

　　Residents in other communities are afraid to avoid it.

　　however

　　By 2016,

　　Jiangxinyuan community was rated as

　　National advanced grass-roots party organizations

　　There is corridor culture within one meter of the villagers’ door.

　　There are cultural and leisure facilities within 10 meters.

　　There are cultural positions within 100 meters

　　There are cultural training positions within a kilometer.

　　Why Jiangxinyuan Community

　　In such a short time

　　Can realize the transformation of people

　　Ideological transformation

　　Transformation of community management?

　　Thanks to party building work and culture

　　Our community party Committee played a combination boxing.

　　Party member takes the lead in innovation.

　　Drive entrepreneurship and get rich.

　　2012 Jiangxinyuan Community

　　Invest 100 million yuan.

　　Building a non-genetic garden

　　In order to invite non-genetic inheritors into the community

　　We work from family to family.

　　Please invite 54 items such as Han embroidery and paper cutting.

　　Non-genetic inheritors settle in

　　Community party member Shen Yanling

　　Be the first to sign up for Chinese embroidery.

　　Drive more than 100 people

　　"Mud legs" to achieve employment

　　at present

　　Intangible Cultural Heritage of Jiangxinyuan Community

　　Real estate development and property services

　　Several industries develop together.

　　these years

　　Community helpMore than 600 people

　　Employment of residents

　　Per capita income of residents

　　More than five years ago.Five times

　　Residents’ sense of happiness and gain has doubled.

　　Our Jiangxinyuan community is

　　Roll up your sleeves and work hard,

　　Roll up your trouser legs and run hard!

　　General Secretary of the Supreme Leader said, "It is clear that the main contradiction in our society in the new era is the contradiction between the people’s growing need for a better life and the unbalanced development. We must adhere to the people-centered development idea and constantly promote the all-round development of people and the common prosperity of all people." Well said! We feel particularly eager!

　　I think that in the next five years, under the guidance of the spirit of the 19th National Congress of the Communist Party of China, our Jiangxinyuan community will lead the party member people in the community to always listen to the Party’s words and follow the Party, and serve the broad masses of residents with more practical work and more solid performance, so as to make the masses richer, feel more comfortable and enrich their spirit!

　　We, the grassroots party member, should stick to the Do not forget your initiative mind, forge ahead, share the worries for the party, help the people, and regard the masses as relatives.

　　Resolutely make a party member a banner, a party member a benchmark, a party member a stable party, a warm party, a service party and a rich party, give play to the red leading role of the Party organization and party member, lead the residents of Jiangxinyuan community to think in one place and make efforts in one place, and Qi Xin will work together to help realize the Chinese dream at an early date! Let’s roll up our sleeves and work hard!

　　Driven by the spirit of the report of the 19th National Congress

　　Weave a "net" of organizational system

　　Play a game of "chess" in democratic governance

　　Consolidate and speed up the development of a "heart"

　　Take the mass line well, a "Tao"

　　Sing a good culture and lead a "play"

　　　　　　 CCTV News:Recently, a kind of online fraud activity has appeared on the Internet, which is carried out by taking part in a lottery as bait. It claims that it only needs a mobile phone. "No charge, no hoarding, no promotion, 10 minutes for a single order, the minimum earning is 59 yuan, and the daily earning is 500 to 1000 yuan, which can be withdrawn on the same day." . What is the essence of this online fraud? Let’s look at the reporter’s investigation.

　　　　　　 In August, 2018, when Ms. Shao from Jingjiang, Jiangsu Province was playing WeChat, a girl named Li Yuan added her, saying that she would be recommended to a profitable shopping mall, which is suitable for baby mothers, white-collar workers, students, shopkeepers and freelancers, without hoarding and selling goods, and earns 450+ a day for a single order in ten minutes. It also says that the minimum income per ten minutes is 59 yuan. After Ms Shao showed interest, Li Yuan pulled her into a group.

　　　　　　 Ms. Shao, the victim: "She means that she can earn 200 to 1,000 yuan a day by buying things for a lottery. The name of the mall is Hecha Mall, and then the money is filled in. It is a lottery, and the bill is opened every ten minutes, that is, the younger brother or sister is selected."

　　　　　　 Li Yuan introduced that the rules of the game in Hecha Mall are very simple, with a minimum investment of 118 yuan. You can buy a black tea, and then take part in the lucky draw to bet on your little brother or sister. The mall will decide whether the little brother is free of charge or the little sister is free of charge according to the odd and double numbers of the mantissa. If you win, you can get the 59 yuan prize, and you can return the goods and take out your own 118 yuan; It doesn’t matter if you lose, which is equivalent to buying 118 yuan of black tea. Li Yuan introduced that this is a sure thing.

　　　　　　 Victim Ms. Shao: "The first time I charged 300 yuan, she taught me to make the first one and lost. After making two orders for 300 yuan, it was gone. She asked me to charge again, and I charged 500 yuan again. Then 800 yuan lost all the money on the first day."

　　　　　　 Ms. Shao owns a store and has some savings in her hand. In the next few days, she voted 1000 every day and won twice, but she lost again soon. After a week, she lost seven or eight thousand. In the face of Ms. Shao, who is eager to turn over the books, the group owner said that she could find a teacher with a bill. This teacher has a high chance of winning, but at least she has to pay 50,000 yuan before the teacher will take her.

　　　　　　 Ms. Shao, the victim: "I charged 50,000 yuan, charged 50,000 yuan, and lost it all in one day."

　　　　　　 At this time, Ms. Shao has already lost nearly 60,000. According to the game of the mall, she bought goods of the same value for this 60,000 yuan. During the period, Ms. Shao also received a Dahongpao tea worth 118 yuan.

　　　　　　 Ms. Shao, the victim: "I also posted a freight fee of 10 yuan before I got the black tea, just a little bit, only one or two."

　　　　　　 Reporter: Is the quality good?

　　　　　　 Victim Ms. Shao: "No, that’s all fake, all fake and inferior products."

　　　　　　 How to turn over the origin has become the most concerned issue for Ms. Shao at this time. Li Yuan said that as long as she has the principal, she can recommend a better teacher, and the odds are almost 100%. However, this teacher will only bring a bill if she invests 100,000 yuan. Ms. Shao invested another 100,000 yuan, and she lost again one day. Ms. Shao, who lost nearly 160 thousand, wanted to turn over the book, but she had no money in her hand. At this time, the teachers in the group began to make moves to encourage her to get a loan.

　　　　　　 In the end, Ms. Shao was found abnormal by her husband, and the two immediately reported the case. So what kind of scam did Ms. Shao fall into?

　　　　　　 After receiving the report from Ms. Shao, the Jingjiang police in Jiangsu immediately launched an investigation into the case. The survey found that this so-called Hecha Mall shopping platform is located in Qingdao, Shandong Province. Police analysis found that because the prices of goods in the mall are artificially high, for example, black tea with a price of 118 yuan may be worth only a few dollars, and a bottle of liquor with a few hundred dollars may be worth dozens of dollars, so there is a problem of unequal odds first.

　　　　　　 Ji Wencan, squadron leader of the Second Squadron of the Criminal Police Brigade of Jingjiang Public Security Bureau: "It is half of the rebate. That is to say, in fact, I won the prize. I won the 59 yuan at 118 yuan. If I don’t win the prize, then I will lose all my money at 118 yuan. The commodity itself is worthless, which is equivalent to no value. This is actually an unequal odds."

　　　　　　 In addition to the unequal odds, the company also set up a stop-loss mode in the background. That is to say, if the customer is lucky and wins more than a certain amount, the system will automatically ban him and must wait for 24 hours before playing, but if he loses, even if he loses hundreds of thousands a day. In order to defraud the victims to invest more money, the company also designed a double investment model.

　　　　　　 Ji Wencan, the squadron leader of the Second Squadron of the Criminal Police Brigade of Jingjiang Public Security Bureau: "It is precisely because its odds are not equal, so analysts guide customers to say that if you want to double your investment, it is possible for you to turn over. For example, my 100 yuan, I buy 100 yuan, I lose, I lose 100 yuan, I buy 300 yuan next, if I want to win, I win 150 yuan. If these two are combined, I can still win 50 yuan. "

　　　　　　 On the surface, the odds of winning by betting on single or double are 50%. It seems that the double-investment plan can indeed turn the tables, but in fact, double-investment is a bigger trap, and the company’s purpose is to lure the victims into investing more money because they have done something behind the scenes again.

　　　　　　 Ji Wencan, squadron leader of the Second Squadron of the Criminal Police Brigade of Jingjiang Public Security Bureau: "In the background, it sets a maximum limit of double investment, that is, if you buy, for example, 20,000 yuan, you can’t continue to turn down. I still can’t win when I reach 20,000 yuan. I still lose, and I can’t turn down again. All the money I invested before has been swallowed up."

　　　　　　 In addition to unequal odds, no stop loss in the background, etc., fraudsters will also set up a chat group, in which 70% to 80% of people are childcare. These childcare people send a lot of chat messages that easily make big money in the chat group to induce victims to invest more money.

　　　　　　 This is a chat group established by fraudsters, which is full of chat messages that make a lot of money easily, but in fact these are all childcare.

　　　　　　 Ji Wencan, squadron leader of the Second Squadron of the Criminal Police Brigade of Jingjiang City Public Security Bureau: "The so-called active customers are all disguised by the suspects themselves, and they are all childcare. That is to say, there may be one hundred people in this group, and there may be only a dozen real victim players, and the other seventy or eighty are all childcare. "

　　　　　　 What the children have to do in the group is to cooperate with each other to hunt down the real victims. We will also launch the so-called teachers and great gods with orders in due course, and expose various screenshots in the group, which proves that this teacher has a high hit rate, even 100%, but there is a threshold for funds to find him with orders, and the minimum can not be less than 30,000, 50,000, etc. But these are all routines.

　　　　　　 A chat record of the victim shows that when she told the teacher with a single account of 100,000 yuan and 50,000 yuan, the teacher with a single account first replied: "Do it according to your goal, if you say yes, we will stop making orders." But then she was advised to have an account of 100,000 and an account increased to 90,000.

　　　　　　 In order to escape the attack of the public security organs, the company’s so-called shopping and lottery platform will be closed and replaced from time to time. Once the victim has no money at all, he will be blacked out by fraudsters and kicked out of the WeChat group.

　　　　　　 Jiangsu Jingjiang police arrested the suspect immediately after thoroughly grasping the criminal routine and relevant evidence of this fraud gang.

　　　　　　 Police investigation revealed that Qingdao Hongrui Yunshang Network Technology Co., Ltd., suspected of fraud, has a head office and two branches in Qingdao. At the beginning of this year, Jiangsu Jingjiang police dispatched more than 200 police officers and, with the cooperation of Qingdao police, arrested more than 180 suspects suspected of fraud. Looking around the company, there are all kinds of inspirational slogans all over the wall, and the salesmen are divided into different teams, and each team has a performance written pledge.

　　　　　　 The data shows that from February 2018 to January 2019, this company was suspected of defrauding more than 5,000 people, amounting to hundreds of millions of yuan, and one of the victims was defrauded by more than 2 million.

　　　　　　 Fan Mingdong, the captain of the Criminal Police Brigade of Jingjiang Public Security Bureau: "At present, we have found more than 5,000 victims, but the so-called profitable ones are only a dozen."

　　　　　　 At present, 27 suspects in this case have been arrested by the procuratorate for alleged fraud, and other suspects have been taken criminal compulsory measures. The police suggested that we should be highly vigilant against all kinds of transactions that induce the parties to invest frequently in the name of online investment. The so-called easy money making and steady earning are basically scams.

On September 18th, the 11th Inspection Team conducted on-site inspection in the front line of Chengdu enterprises.

On September 18th, the 11th inspection team inspected an amusement park computer room in Chengdu. (Reporter)&ensp;Li Xiangyu)

"The personnel on duty in the fire control room are not certified. Why?" "Some hidden dangers have passed the rectification period, why haven’t they been rectified yet?" …… On September 19th, the 11th Group of the Comprehensive Safety Production Inspection Team of the Provincial Safety Committee "Preventing Risks, Ensuring Safety and Welcoming anniversary" came to an enterprise in Chengdu to carry out inspection. In view of the problems found, the inspectors checked the reasons one by one.

Similar inspections are being carried out throughout the province. In order to do a solid job of "preventing risks, ensuring safety and welcoming Daqing", according to the deployment of the Provincial Safety Committee, 21 inspection teams will rush to 21 cities (States) in the province to carry out inspection work from early September to early October.

How to supervise? What’s the effect? The reporter followed the inspection team for an interview.

knockalarm bell

In the first seven months of this year, the number of major production safety accidents in the province increased, and it is necessary to sound the alarm through supervision to the front line.

The inspection time for each city (state) is 8 to 10 days, and each city (state) needs to randomly check at least 3 municipal departments, more than 2 county (city, district) level party committees and governments, 2 county-level departments and more than 5 key industry enterprises and institutions. The contents of supervision include: implementing the national and provincial safety production meetings; Progress in the completion of key tasks of production safety in 2019; The deployment and implementation of safety production list system management; Eight aspects, such as the situation of safety production prevention in flood season.

"Different from the special supervision, the comprehensive supervision has a wide range of contents, aiming at promoting the implementation of various decision-making arrangements for local safety production work through the supervision team, and improving the safety production level of the province as a whole." Duan Yijun, deputy director of the Provincial Security Committee and director of the Provincial Emergency Management Department, introduced.

According to statistics, from January to July this year, the number of major production safety accidents and deaths in the province increased by 56.3% and 45.8% respectively. "The accident revealed that some localities and departments have not yet firmly established the concept of safe development, and there are many arrangements for safe production, few inspections, and safety inspections and hidden dangers are a mere formality; Some enterprises have a weak awareness of the rule of law in safety production, unclear safety management responsibilities, and insufficient safety investment. In order to gain benefits, they violate the law and violate regulations. " The relevant person in charge of the provincial government’s safety office said that the failure to implement the territorial supervision of local party and government, the industry supervision of industry authorities and the main responsibility of enterprises is the biggest management risk faced by safety production. The ultimate goal of comprehensive supervision and inspection of the government and enterprises is to resolve this risk. "It is necessary to sound the alarm through supervision to the front line, so that all localities can resolutely overcome paralysis and relax their emotions and always maintain a high degree of vigilance against safety production."

Alarm bells often ring in weak areas. From January to July this year, the number of major accidents in road traffic and construction in our province increased greatly. The reporter noted that in this inspection, many inspection teams listed the local transportation and housing construction departments as the inspection targets.

exploretruth

Members of the inspection team pretended to be passengers, etc., and learned more about the real situation through unannounced visits and investigations.

On September 19th, when I arrived at a bus terminal, a member of the inspection team and other "big troops" got off the bus alone, carrying a handbag with 350 ml of mineral water to make an unannounced visit to the security inspection of the "three violations" items at the station. Another team member did not act with the "big troops", but went to the square in front of the station to make an unannounced visit as a passenger to see if there were illegal vehicles around the station.

"We made a division of labor on the way here, hoping to learn more about the real situation through unannounced visits and investigations." The person in charge of the inspection team introduced.

In the process of supervising the government and inspecting enterprises, the inspection team also attaches great importance to the mutual confirmation of information. The reporter noticed that after a construction site learned about the recent on-site supervision by the competent industry authorities, the inspection team asked the city’s housing and construction department to provide on-site inspection and law enforcement records, and further checked whether the law enforcement plan was scientific and whether the hidden dangers were tracked.

In the whole inspection process, "strictness" and "fineness" run through.

When inspecting a work safety in flood season, members of the inspection team found that the contents of the next work plan in three work reports of a unit in different time periods were the same in words, "word for word".

"We will not recognize this material, and the corresponding work will also be deducted as appropriate." According to the members of the inspection team, the comprehensive inspection and work evaluation forms for the government, departments, production and business units were formulated, and the corresponding scores of each inspection content and the details of deduction scores were listed. Accordingly, those who fail to study and deploy safety work in flood season in time will be deducted.

According to reports, the score of this inspection will account for 10% of the total score of the performance management assessment of the goal of the party and government in 2019.

repairgaping holes

Each inspection team is accompanied by 2-3 experts to help enterprises check hidden dangers of accidents and help the government screen management loopholes.

The inspection of "three violations" items was not strict, and the inspectors carried mineral water through the security check and were not detected; Replace training with meetings; Some risks were not identified, and there was no corresponding emergency plan … During the short half-day inspection of the above-mentioned passenger station, the inspection team found many problems.

Seeing the problem, we have to dig deep into the root of the problem. "From the information you provided, we didn’t see the deployment of’ preventing risks, ensuring safety and welcoming Daqing’. It doesn’t mean that the work must be embodied in the form of documents, but at least it shows that the station is not’ sensitive’ to this work. The station is not a’ stall hawker’, but an important link in the chain of public safety and stability, and it must also reflect social responsibility and responsibility. " The person in charge of the inspection team pointed out that the deep-seated problems in the awareness of safety production at the inspected station-insufficient sensitivity and lack of energy to the work of safety production.

After listening to the feedback from the inspection team, the person in charge of the station immediately said that the rectification plan should be formulated as soon as possible, and according to the work deployment of "preventing risks, ensuring safety and welcoming Daqing", the work plan detailed to the head should be formulated and fully implemented. In the future work, safety education and publicity will also be strengthened to further strengthen the safety responsibility of each post.

Supervision is not the purpose, but the key is to do a good job in production safety and curb serious accidents. It is understood that this inspection, each inspection team has 2-3 experts accompanying it, in order to help enterprises investigate hidden dangers of accidents and help the government screen management loopholes. During the inspection process, the exchanges and communication between the inspected units and experts also run through.

"Sometimes, we determine the object of law enforcement inspection according to’ double randomness’, and it may be a construction site with a large toilet, or a construction site that has been completed, but the real large construction site and the construction site with many risk problems have not been inspected." During the inspection, a staff member of the housing and construction department raised the confusion in his work.

"You can refer to the provisions in Guofa [2019] No.5 document, which clearly States that’ double random and one open’ is except for special key areas. Accordingly, key construction sites can be included in the law enforcement inspection plan. " Experts who participated in the inspection "pointed out the maze".

According to reports, the completed inspection found that some units focused too much on work traces, and there was a gap in implementing the spirit of the meeting and work requirements; The problems found in the safety inspection of individual departments remain at the general level, and the pertinence of inspection work needs to be strengthened; Some enterprise leaders and employees have weak safety awareness, imperfect safety system, insufficient safety investment, and extensive safety management … In view of the problems identified by the supervision, the Provincial Safety Committee will supervise the supervision and reform by issuing penalty kicks, and organize spot checks and "looking back" in a timely manner. Those who fail to implement the work, make rectification in place, and pass the buck will be informed criticism, and they will be seriously held accountable.

short review

It is more important to "change" if you want to check.

This inspection is specially accompanied by experts to screen hidden dangers and loopholes for enterprises and governments and give rectification suggestions. This configuration, the author thinks, is worth adhering to and popularizing. Supervision, the means is "investigation", through strict investigation to find hidden dangers in time; The purpose is to "reform" and urge relevant departments and enterprises to rectify in time to nip hidden dangers in the bud.

After the inspection, it needs not only the guidance of experts, but also the careful design of the rectification system. For example, when hidden dangers are just discovered, it is necessary to urge relevant responsible units to conduct special research and arrange arrangements for the rectification of hidden dangers and problems found, effectively strengthen the main responsibility of rectification, formulate rectification plans item by item, establish rectification ledgers, refine rectification measures, implement rectification responsibilities, and implement sales number management; In the process of rectification, inspectors should also strengthen supervision and inspection, strengthen tracking and effectiveness, ensure the implementation of the rectification plan, "look back" in a timely manner, and resolutely put an end to "false rectification" and "perfunctory rectification"; Strengthen the accountability mechanism, informed criticism those who fail to make rectification and buck passing, and hold them accountable seriously.

The inspected may also wish to regard the inspection as an opportunity to help them find problems, correct problems, improve their management level and governance ability, and always tighten the string of safety to provide security for better development. (Reporter &ensp; Ren hong)

Municipal People’s governments, provincial government departments and commissions, and directly affiliated institutions:
　　In order to further implement the Opinions of Liaoning Provincial People’s Government of Liaoning Provincial Committee of the Communist Party of China on Implementing the Policy of Expanding Domestic Demand to Promote the Sustained and Rapid Development of the Province’s Economy (Liao Wei Fa [2008] No.18) and the Opinions of Liaoning Provincial People’s Government of Liaoning Provincial Committee of the Communist Party of China on Further Strengthening the Operation of the Province’s Industrial Economy (Liao Wei Fa [2008] No.20), we will further promote administration according to law and effectively reduce the burden on enterprises and the masses in accordance with the requirements of the state. We hereby notify you as follows:
　　First, since January 1, 2009, 220 administrative fees have been cancelled and stopped in the whole province.
　　Two, the above administrative fees and charges to cancel and stop the collection, the relevant departments and units to perform administrative functions in accordance with the law, the funds needed by the budget at the same level to be arranged.
　　1 for administrative organs, administrative organs entrusted to perform administrative functions in accordance with the full subsidy and differential subsidy institutions, the required work funds shall be approved by the financial department at the same level according to the needs of the work through the departmental budget; Certificates such as forms, certificates, bills, books, etc., which belong to the performance of government functions, are distributed by administrative organs in accordance with laws and regulations, and the printing costs required are all included in the budget of the financial department at the same level for forms, certificates, bills, books, etc., and are uniformly printed by the financial department to the public.
　　2. For self-supporting institutions that are entrusted by administrative organs to exercise administrative functions according to law, the required funds shall be allocated by the financial department at the same level through arranging the project expenditure budget of the administrative department; Those who have not been entrusted by administrative organs to exercise administrative functions shall be dealt with by personnel and organization departments at all levels in combination with institutional reform of public institutions, and the financial department may temporarily give appropriate financial subsidies during the disposal period.
　　3. The institutions affiliated to the transportation department involved in the national levy of fuel consumption tax and the cancellation of road maintenance fees should be implemented in accordance with the relevant provisions of the central fuel tax reform plan.
　　Third, in the future, where relevant enterprises or self-supporting institutions fail to perform government functions, fees will be charged according to market rules, and they will no longer be included in the scope of government administrative fees management, and relevant government departments will no longer implement project approval.
　　Four, strengthen the management of examination and approval of administrative fees. In the future, any newly established administrative fees and charges (except those explicitly stipulated by laws and regulations) shall be audited by the provincial finance and price departments, and shall be submitted to the provincial government for examination and approval after passing the demonstration meeting and hearing.
　　Five, after the cancellation and stop the collection of administrative fees, the relevant collecting departments and units should go through the cancellation procedures of the License for Charging and the Certificate of Entrustment for Non-tax Revenue Collection in accordance with the provisions of the finance department and the price department, and go through the cancellation procedures of the bills at the finance department that originally issued the financial bills. Before January 1, 2009, the balance of relevant fees should be turned over to the state treasury or financial special account in strict accordance with the original channels stipulated by the financial department.
　　Six, governments at all levels and their relevant departments should strictly implement the provisions of this notice, and shall not delay or refuse to implement it for any reason. Financial departments and price departments at all levels should strengthen supervision and inspection of the implementation of this notice, and departments and units that fail to cancel and stop collecting administrative fees according to regulations should be punished according to regulations, and the administrative responsibilities of relevant responsible personnel should be investigated.
　　Seven, the municipal government and its financial department, the competent price department to comprehensively clean up the local administrative fees, the illegal and unreasonable fees should be immediately announced to cancel or stop the collection, and reported to the Provincial Department of Finance, the Provincial Price Bureau for the record.
　　Attachment: Administrative fees cancelled and stopped in the whole province.

?

　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　the people’s government of liaoning province
　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　On December 15th, 2008
Attachment:

?

?

　　1. Provincial Party Committee Confidential Bureau
　　(1) Ordinary fax and telegram charges
　　2. General Office of the Government (room)
　　(2) Service fee of bidding procurement agency
　　3. Public security department
　　(3) Temporary residence permit (card) fee
　　(4) Computer information system personnel safety training fees
　　(5) Fees for physical examination and physical fitness test for enrollment interview in public security colleges.
　　(6) Public security criminal technical inspection and appraisal fee
　　(7) Seal anti-counterfeiting network registration fee
　　(8) Physical fitness assessment and interview fees of the people’s police of public security organs
　　(9) Cost of temporary identity certificate for passengers.
　　4. Fire Department
　　(10) Quality inspection fee for automatic fire control system of construction project
　　(11) Fire safety training fee
　　5. Judiciary
　　(12) the judicial organs of the people’s police physical assessment and interview fees.
　　6. Ethnic Affairs Commission
　　(13) halal food certification and labeling fee
　　(14) Training fees for employees engaged in the production and operation of halal food.
　　7. The financial sector
　　(15) Fee for abacus certificate
　　(16) Cost of certified public accountants’ general qualification certificate
　　(17) Cost of accounting qualification certificate
　　(18) Abacus grade appraisal fee
　　8. Personnel department
　　(19) Professional and technical qualification certificate fee
　　(20) Professional and technical personnel computer application ability examination certificate fee
　　(21) Recording the employment fee
　　(22) Professional and technical qualification assessment fee
　　(23) Training fees for technical grades of workers in provincial organs and institutions.
　　(24) the national civil service certificate fee
　　(25) Employment contract verification fee and personnel dispute arbitration fee
　　(26) Labor ability appraisal fee
　　(27) Service fee for graduates of secondary specialized schools to handle employment formalities.
　　(28) Professional and technical personnel need training fees and examination fees for updating their knowledge.
　　(29) enjoy the special allowance of the State Council, experts, and the evaluation fee for the 1000-level candidates of the 100-million-talent project.
　　(30) Registration fee for the post examination of criminal science and technology and technical reconnaissance of public security organs.
　　9. Editing
　　(31) Registration fee for public institutions
　　10. Statistics department
　　(32) Assessment fee for technical qualification of senior statistical specialty.
　　11. Business sector
　　(33) Registration fee for advertising business units
　　(34) Cost of demonstration text of economic contract
　　12. Civil air defense department
　　(35) Civil air defense engineering quality supervision fee
　　13. Price department
　　(36) Fee for license fee
　　14. Education sector
　　(37) Evaluation fee for degree and postgraduate education
　　(38) Higher diploma fee
　　(39) Fee for foreign language and computer level examination certificate
　　(40) Miscellaneous fees for compulsory education (collection stopped on September 1, 2008)
　　(41) Compulsory education borrowing fee
　　(42) Fee for degree certificate
　　(43) Examination registration camera fee
　　(44) Higher education self-study exam transfer fee
　　(45) Admission fee for higher education self-study exam
　　(46) Service fee for employment formalities of college graduates
　　(47) Evaluation fee for specialty setting in colleges and universities
　　(48) IT examination fee for primary and secondary school teachers
　　(49) Assessment fee for professional and technical qualifications of the education system
　　15. Science and technology sector
　　(50) Cooperation and sharing fee for large-scale precision instruments
　　16. Cultural sector
　　(51) Assessment fee for professional and technical qualifications of cultural system
　　(52) xerographic fee
　　17. Population and family planning department
　　(53) Appraisal fee for disabled children
　　(54) Appraisal fee for complications of birth control operation
　　18. Radio and Television Department
　　(55) TV production review fee
　　(56) Cable TV engineering design audit fee
　　(57) Cable TV project quality inspection fee
　　(58) Accepting the verification fee for foreign satellite transmission programs.
　　(59) Appraisal fee for professional and technical qualification of radio and television system
　　(60) Cable TV migration fee
　　19. Press and publication department
　　(61) Commission inspection fee for printing product quality
　　(62) Training fees for news publishing posts
　　(63) Training fee for press and publication business
　　20. Sports sector
　　(64) Sports training fee
　　21. Archives department
　　(65) Book search protection fee
　　(66) Appraisal fee for professional and technical qualification of file system
　　22. Literary Federation
　　(67) Music performance grading fees
　　23. Transportation sector
　　(68) seaman’s certificate fee (including expedited)
　　(69) Fees for issuing the examination for seafarers’ certificates of competency.
　　(70) Certification fee for seafarers’ individual professional training examination.
　　(71) Crew service book application and certificate fee
　　(72) Training fees for navigation majors
　　(73) Storage management fee
　　(74) Highway engineering quality supervision fee
　　(75) Qualification appraisal fee for motor vehicle driving training school
　　(76) Cost of road transport business license
　　(77) Training fee for highway engineering supervision engineer
　　(78) Training fee for highway engineering test inspector (test engineer)
　　(79) Expressway obstacle clearing service fee
　　24. Department of Land and Resources
　　(80) Real estate certification fee
　　25. Construction sector
　　(81) Management fee for urban house demolition
　　(82) Engineering quota establishment determination fee
　　(83) Construction project quality supervision fee
　　(84) Increase the water fee by exceeding the planned water consumption.
　　(85) Housing license fee
　　(86) Exceeding the quota for gas price increase
　　(87) Arbitration fee for housing disputes
　　(88) professional and technical qualification assessment fee for construction system
　　(89) Training fees for safety technical knowledge of construction project safety management personnel and supervision personnel.
　　(90) Training fees for continuing education such as registered engineers of survey and design.
　　(91) Training fees for builders of construction enterprises
　　(92) Training fees for project managers of construction enterprises
　　26. Environmental protection department
　　(93) Fee for "Motor Vehicle Pollutant Emission Inspection Certificate"
　　27. Surveying and mapping departments
　　(94) Surveying and mapping system professional and technical qualification assessment fee
　　28. Labor and social security departments
　　(95) Fee for "Vocational Qualification Certificate"
　　(96) Fee for foreigners’ employment permit
　　(97) Employment permit fee for personnel from Taiwan, Hong Kong and Macao
　　(98) Labor dispute arbitration fee
　　(99) Labor contract verification fee
　　(100) Labor ability appraisal fee
　　(101) Admission fee for technical schools
　　(102) Technical school diploma fee
　　(103) Verification fee for technicians going abroad
　　(104) Occupational safety and health inspection fee, lifting machinery safety inspection fee.
　　(105) Appraisal fee for professional and technical qualifications of labor system
　　29. Health sector
　　(106) Examination and approval fee for disinfection medical equipment
　　(107) Cosmetic approval fee
　　(108) New resource food application review fee
　　(109) Health permit fee
　　(110) Nurse registration fee
　　(111) Cost of birth medical certificate
　　(112) Fees for licensing and examination of maternal and infant health care technical services
　　(113) Fee for doctor qualification certificate
　　(114) Medical practitioner registration fee (including medical practitioner certificate fee)
　　(115) Examination fee for nurse practice registration
　　(116) Assessment fee for professional and technical qualifications of Chinese and Western medicine.
　　(117) Provincial continuing medical education project evaluation fee
　　(118) Charge for quality evaluation between clinical laboratories
　　30. Civil Affairs Department
　　(119) Association registration fee
　　(120) Registration fee and change registration fee for private non-enterprise units (including certificate fee)
　　31. Food and drug supervision department
　　(121) Examination fee for medical device production license
　　(122) Medical device product registration fee
　　(123) professional and technical qualification assessment fee for drug administration system
　　(124) Registration fee for licensed pharmacists
　　(125) Training fees for continuing education of pharmacists in the industry.
　　32. Coal management department
　　(126) Cost of coal production license
　　33. Safety production supervision department
　　(127) Occupational and mine safety and health inspection fees
　　Agriculture sector
　　(128) Agricultural machinery service fee
　　(129) Commissioned inspection fee for crop seeds
　　(130) Agricultural contract verification fee
　　(131) Arbitration fee for agricultural contract
　　(132) Assessment fee for professional and technical qualifications of agricultural system
　　35. Water sector
　　(133) Water conservancy construction project quality supervision fee
　　(134) Management fees for small hydropower stations
　　The forestry sector
　　(135) forest seed quality inspection fee
　　(136) Charges for disinfection treatment of American white moth checkpoint drugs.
　　37. Marine fisheries sector
　　(137) Training fee for the crew of the Fishery Supervision System
　　(138) Quarantine fee for aquatic fingerlings
　　38. Animal health supervision department
　　(139) Epidemic prevention fees for livestock and poultry products (excluding quarantine fees)
　　(140) Veterinary drug business license fee
　　(141) Appraisal fee for breeding livestock and poultry

?

?

　　1. Public security department
　　(1) Fee for account transfer certificate
　　(2) Motor vehicle mortgage registration fee
　　(3) Dog management fee
　　(4) Non-motor vehicle license fee (including license fee and registration fee)
　　2. Statistics department
　　(5) Statisticians’ post training fees
　　3. Foreign Affairs Office
　　(6) Certification fee
　　(7) endorsement fee
　　4. Price department
　　(8) Fees for price appraisal of articles involved.
　　5. Tourism sector
　　(9) intermediate and senior tour guides’ grade assessment fee
　　6. Education sector
　　(10) Putonghua proficiency test fee
　　(11) Accommodation fees for primary and secondary schools in rural compulsory education (cancelled since the beginning of the spring semester in 2009)
　　7. Press and publication department
　　(12) Professional skill appraisal fee for publication distributors.
　　8. Sports sector
　　(13) The appraisal fee for the segment.
　　(14) Competition registration fee
　　9. Archives department
　　(15) File charges
　　(16) science and technology archives information resources charges
　　10. Transportation Department
　　(17) Highway maintenance fees
　　(18) Highway transportation management fee
　　(19) Waterway transportation management fee
　　(20) inland waterway maintenance fee
　　(21) Ship registration fee
　　(22) Ship certification visa fee
　　(23) Review fee for ship’s application for safety inspection
　　(24) Oil sewage test fee
　　(25) Maritime mediation fee
　　(26) Oil slick charging
　　(27) Radio and telegraph telephone charges of coastal radio stations
　　(28) Escort fees for special ships and underwater projects.
　　(29) Inspection fees for ships and marine products and facilities
　　11. Department of Land and Resources
　　(30) Mining registration fee
　　(31) Registration fee for mineral resources survey
　　(32) Data fee for geological achievements
　　(33) Land Appraiser Qualification Examination Fee
　　12. Construction sector
　　(34) Urban housing safety appraisal fee
　　(35) Termite control fee
　　13. Environmental protection department
　　(36) Urban radioactive waste storage fee
　　14. Surveying and mapping departments
　　(37) Surveying and mapping data charges
　　(38) Fees for quality supervision and inspection of surveying and mapping products
　　(39) Surveying and mapping instrument detection fees
　　15. Labor and social security department
　　(40) Fees for graded detection of occupational hazards
　　The health sector
　　(41) epidemic treatment fee
　　17. Civil Affairs Department
　　(42) Adoption registration fee
　　(43) Marriage registration fee
　　18. Food and drug supervision department
　　(44) New drug approval fee
　　(45) Examination and approval fee for production pharmacopoeia and standard varieties.
　　(46) Protection fee for varieties of traditional Chinese medicine
　　(47) License fee for pharmaceutical production enterprises
　　(48) License fee for pharmaceutical trading enterprises
　　(49) preparation license fee
　　(50) Registration fee for the produced drugs.
　　19. Information industry sector
　　(51) Radio equipment inspection fee
　　(52) Computer software professional and technical qualifications and level examination fees
　　(53) Examination fee for professional skill appraisal of special jobs in electronic industry.
　　20. Quality supervision department
　　(54) Fees for production licenses of industrial products (including examination fees, excluding the fees charged by the state for issuing licenses)
　　21. CCPIT
　　(55) Certificate fee
　　(56) Certification fee
　　(57) Agency fee for foreign consular certification
　　The agricultural sector
　　(58) Domestic plant quarantine fee
　　(59) Domestic pesticide inspection fee
　　(60) seed production license fee
　　(61) seed business license fee
　　(62) Commissioned inspection fee for crops
　　(63) Fee for quality supervision and inspection of chemical fertilizer products
　　(64) Testing and inspection fees for agricultural machinery products
　　(65) pesticide registration fee
　　23. Water conservancy sector
　　(66) Water permit fee
　　(67) Quota management fee
　　The forestry sector
　　(68) forest seed production license fee
　　(69) forest seed business license fee
　　(70) Cost of forest right certificate
　　(71) Forest right survey fee
　　25. Marine fisheries sector
　　(72) Maritime mediation fee
　　(73) Examination fee for seafarers of marine fishing vessels
　　(74) Inspection fee for fishery radio equipment
　　(75) Audit fee for the navigation register of fishing vessels
　　26. Animal health supervision department
　　(76) Inspection fee for quality review of new veterinary drugs
　　(77) Registration fee for the varieties of veterinary drugs that have been produced.
　　(78) The Veterinary Drug Code, Veterinary Drug Specifications and Veterinary Drug Professional Standards contain the examination and approval fee for the production of varieties.
　　(79) Inspection fee for export veterinary drugs

Order of the Bank of China Insurance Regulatory Commission
No.3 of 2019

The Measures for the Administration of Health Insurance have been adopted at the 6th meeting of the President of China Banking and Insurance Regulatory Commission, China in 2018. It is hereby promulgated and shall come into force as of December 1, 2019.

Chairman Guo Shuqing
October 31, 2019

Measures for the administration of health insurance

Chapter I General Principles

Article 1 In order to promote the development of health insurance, standardize the operation of health insurance, protect the legitimate rights and interests of the parties involved in health insurance activities, and improve the people’s health protection level, these Measures are formulated in accordance with the Insurance Law of People’s Republic of China (PRC) (hereinafter referred to as the Insurance Law) and other laws and administrative regulations.

Article 2 The term "health insurance" as mentioned in these Measures refers to the insurance that the insurance company pays the insured for health reasons or medical behaviors, mainly including medical insurance, sickness insurance, disability income loss insurance, nursing insurance and medical accident insurance.

The term "medical insurance" as mentioned in these Measures refers to the insurance that provides protection for the medical treatment and rehabilitation of the insured in accordance with the insurance contract.

The term "sickness insurance" as mentioned in these Measures refers to the insurance that provides protection for the insured in the event of diseases agreed in the insurance contract.

The term "disability income loss insurance" as mentioned in these Measures refers to the insurance that pays insurance benefits on the condition that the illness or accidental injury agreed in the insurance contract leads to the loss of working ability, and provides protection for the insured’s income reduction or interruption in a certain period of time.

The term "nursing insurance" as mentioned in these Measures refers to the insurance that provides protection for the nursing needs caused by the disability of the insured’s daily life in accordance with the insurance contract.

The term "medical accident insurance" as mentioned in these Measures refers to the insurance that provides protection for the insured in case of medical damage that cannot be attributed to medical institutions and medical staff according to the insurance contract.

Article 3 Health insurance is an important part of the national multi-level medical security system. Adhere to the security nature of health insurance, encourage insurance companies to follow the principles of prudence and steadiness, constantly enrich health insurance products, improve health insurance services, expand health insurance coverage, and reduce health insurance prices and operating costs through effective management and market competition, so as to enhance the level of protection.

Article 4 Health insurance is divided into long-term health insurance and short-term health insurance according to the insurance period.

Long-term health insurance refers to health insurance whose insurance period exceeds one year or whose insurance period does not exceed one year but contains a guarantee renewal clause.

The insurance period of long-term care insurance shall not be less than 5 years.

Short-term health insurance refers to health insurance whose insurance period is one year or less and does not contain the guarantee renewal clause.

Guaranteed renewal clause refers to the contractual agreement that before the expiration of the previous insurance period, the applicant applies for renewal and the insurance company must continue to underwrite according to the original clause and agreed rate.

Article 5 Medical insurance is divided into cost compensation medical insurance and fixed payment medical insurance according to the payment nature of insurance benefits.

Cost-compensated medical insurance refers to medical insurance that determines the amount of insurance money according to the actual medical and rehabilitation expenses of the insured and the agreed standards.

Fixed payment medical insurance refers to medical insurance that pays the insurance premium according to the agreed amount.

The payment amount of cost compensation medical insurance shall not exceed the amount of medical and rehabilitation expenses actually incurred by the insured.

Article 6 The Insurance Regulatory Commission of the Bank of China (hereinafter referred to as China Banking and Insurance Regulatory Commission) shall supervise and manage the health insurance activities of insurance companies according to laws, administrative regulations and the authorization of the State Council.

Article 7 The policy insurance business related to health insurance carried out by insurance companies shall be implemented with reference to these Measures, unless otherwise stipulated by national policies.

These Measures shall not apply to the entrusted management services provided by insurance companies that do not undertake insurance risks.

Chapter II Operation and Management

Article 8 Health insurance companies, life insurance companies and endowment insurance companies established according to law may engage in health insurance business with the approval of China Banking and Insurance Regulatory Commission.

Insurance companies other than those specified in the preceding paragraph may engage in short-term health insurance business with the approval of China Banking and Insurance Regulatory Commission.

Article 9 Except for health insurance companies, an insurance company shall set up a special health insurance department to operate health insurance business. The Health Insurance Division shall continuously meet the following conditions:

(1) Establishing a separate accounting system for health insurance business;

(two) the establishment of health insurance actuarial system and risk management system;

(three) the establishment of health insurance underwriting system and claims system;

(four) the establishment of health insurance data management and information disclosure system;

(5) Establishing a fully functional and relatively independent health insurance information management system;

(six) equipped with actuarial personnel, underwriting personnel, underwriting personnel and medical education background management personnel with professional knowledge of health insurance;

(seven) other conditions stipulated by China Banking and Insurance Regulatory Commission.

Article 10 An insurance company shall provide professional health insurance training to employees engaged in underwriting, claim settlement and sales of health insurance.

Article 11 An insurance company shall strengthen the privacy protection of the insured, the insured and the beneficiary, and establish a health insurance customer information management and confidentiality system.

Chapter III Product Management

Article 12 Insurance clauses and premium rates of health insurance drawn up by insurance companies shall be submitted for examination and approval or filing in accordance with relevant regulations of China Banking and Insurance Regulatory Commission.

Health insurance products that enjoy preferential tax policies shall comply with relevant policies and regulatory requirements in product design and payout ratio.

Article 13 If a health insurance product drawn up by an insurance company contains more than two kinds of health insurance responsibilities, the chief actuary shall judge the main responsibilities according to general actuarial principles and determine the product type according to the main responsibilities.

Fourteenth medical accident insurance and long-term illness insurance products can include death insurance liability. The death payment amount of long-term illness insurance shall not be higher than the maximum payment amount of illness. Other health insurance products shall not include death insurance liability, except for death insurance liability caused by illness.

Medical insurance, sickness insurance and medical accident insurance products shall not include the liability of survival insurance.

Article 15 A long-term health insurance product shall have a contract hesitation period, and the rights of the insured during the hesitation period shall be specified in the insurance clauses. The hesitation period of long-term health insurance products shall not be less than 15 days.

Article 16 An insurance company shall sell short-term personal health insurance products in strict accordance with the product rates approved or filed.

Article 17 Except for the family history of hereditary diseases, an insurance company shall not make differential pricing based on other genetic information and genetic testing data of the insured.

Eighteenth short-term group health insurance products can adjust the product parameters.

Product parameters refer to the insurance amount, minimum payment, payment ratio, excluded liability, liability waiting period and other matters that are reasonably adjusted according to the specific conditions of the insured group in the insurance product terms.

Article 19 When an insurance company submits a short-term group health insurance product with adjustable product parameters for examination and approval or filing, the application materials submitted shall include the method for adjusting product parameters, which shall be signed and confirmed by the chief actuary following the principle of prudence.

When an insurance company sells short-term group health insurance products with adjustable product parameters, it shall calculate the corresponding insurance premium rate according to the adjustment method of product parameters, its own risk management level and the risk situation of the insured group, and the adjustment of product parameters shall not change the rate calculation method and the basic data needed for rate calculation.

If an insurance company sells short-term group health insurance products with adjustable product parameters and needs to change the rate calculation method or the basic data needed for rate calculation, it shall re-submit the product for approval or filing.

Article 20 An insurance company may stipulate in its insurance products that the rate of long-term medical insurance products shall be adjusted, and clearly indicate the trigger conditions for the rate adjustment.

Long-term medical insurance product rate adjustment should follow the principle of fairness and rationality, and the trigger conditions should be objective and universally applicable, and comply with relevant regulatory provisions.

Article 21 For a health insurance product with a guarantee renewal clause, the effective time of the guarantee renewal clause shall be clearly stipulated.

A health insurance product with a guarantee renewal clause shall not stipulate that the insurance company has the right to reduce the insurance liability and increase the scope of liability exemption when renewing the insurance.

Where an insurance company submits a health insurance product with a guarantee renewal clause for examination and approval or filing, it shall explain the pricing method of the guarantee renewal and the calculation method of the liability reserve in the actuarial report of the product.

Article 22 An insurance company shall respect the insured’s right to receive reasonable medical services when drafting medical insurance product clauses, and shall not set unreasonable or contrary to general medical standards in the clauses as a condition for paying insurance benefits.

Article 23 The disease diagnosis standards agreed by insurance companies in the terms of health insurance products shall conform to the prevailing medical diagnosis standards and take into account the development trend of medical technical conditions.

After the health insurance contract comes into effect, if the insured is diagnosed with a disease according to the prevailing medical diagnostic criteria, the insurance company shall not refuse to pay insurance benefits on the grounds that the diagnostic criteria are inconsistent with the insurance contract.

Article 24 When designing medical insurance products with cost compensation, an insurance company must distinguish whether the insured has free medical care, basic medical insurance and other medical insurance with cost compensation, and treat them differently in terms of insurance clauses, rates or compensation amount.

Article 25 If the insured has more than one effective medical insurance policy of expense compensation at the same time, he can decide the order of claim settlement independently.

Article 26 An insurance company may agree with the applicant that the condition for payment of insurance benefits is that the insured receives medical treatment in a designated medical institution.

The medical institutions designated by insurance companies shall follow the principles of convenience for the insured and reasonable management of medical costs, guide the insured to rationally use medical resources and save medical expenses, and make explanations and explanations to the insured and the insured.

Twenty-seventh disease insurance, medical insurance, nursing insurance products waiting period shall not exceed 180 days.

Twenty-eighth medical insurance products can be appropriately inclined to the poor in terms of pricing, compensation conditions, scope of protection, etc., and be clearly defined in writing.

Article 29 The survival insurance money paid by nursing insurance products before the expiration of the insurance period shall be paid on the condition that the insured needs nursing due to the disability of daily life agreed in the insurance contract.

Thirtieth to encourage insurance companies to develop medical insurance products, to ensure the application of new drugs, new medical devices and new diagnosis and treatment methods in medical services.

Article 31 Insurance companies are encouraged to adopt new technologies such as big data to improve the level of risk management. For health insurance claims with clear facts and clear responsibilities, insurance companies can use information technology such as the Internet to review the digital claims materials of the insured, simplify the claims process and improve service efficiency.

Article 32 An insurance company shall, according to the actual payment experience of health insurance products, make retrospective analysis on product pricing, timely revise the rate of newly sold health insurance products, and conduct examination and approval or filing according to the relevant regulations of China Banking and Insurance Regulatory Commission.

Article 33 Insurance companies are encouraged to provide innovative health insurance products to meet the multi-level and diversified health protection needs of the people.

Article 34 Innovative health insurance products developed by insurance companies shall conform to the Insurance Law and the basic principles of insurance, and shall be submitted to China Banking and Insurance Regulatory Commission for approval or filing in accordance with relevant regulations.

Chapter IV Sales Management

Article 35 When selling health insurance products, an insurance company shall strictly implement the insurance clauses and insurance rates that have been approved or filed.

Article 36 An insurance company shall not refuse to provide health insurance products that have been approved or put on record, unless otherwise stipulated in the statutory reasons and terms.

Insurance companies selling health insurance products shall not be forced to match other products for sale.

Article 37 An insurance company may not entrust a medical institution or medical staff to sell health insurance products.

Article 38 When selling health insurance products, an insurance company shall not illegally collect or obtain the genetic information and genetic test data of the insured except the family history of genetic diseases; Nor may the applicant, the insured or the beneficiary be required to provide the above information.

An insurance company shall not take genetic information and genetic testing data other than the family history of the insured as underwriting conditions.

Article 39 When an insurance company sells health insurance products, it shall explain the contents of the insurance contract to the applicant in written or oral form, and clearly inform the following matters, which shall be confirmed by the applicant:

(1) Insurance liability;

(2) Reduction or exemption of insurance liability;

(3) The waiting period of insurance liability;

(4) The hesitation period of the insurance contract and the related rights and obligations of the applicant;

(five) whether to provide the guarantee renewal and the effective time of renewal;

(six) claims procedures and claims documents;

(seven) the insurance period of each product in the combined health insurance product;

(eight) other matters stipulated by China Banking and Insurance Regulatory Commission.

Article 40 When selling health insurance products, an insurance company shall not exaggerate the scope of insurance coverage, conceal the exemption from liability, or mislead the insured and the insured.

If the applicant and the insured ask about the technical terms such as insurance, medical treatment and diseases in the insurance clauses, the insurance company shall explain them in clear and understandable language.

Article 41 When an insurance company sells medical insurance with compensation for expenses, it shall ask the insured whether the insured has free medical care, basic medical insurance or other medical insurance with compensation for expenses, and the insured shall truthfully inform him.

An insurance company shall explain to the applicant the legal consequences of not telling the truth, and make relevant records.

An insurance company shall not induce the insured to repeatedly purchase medical insurance products with the same or similar guarantee function for the same insured.

Article 42 When an insurance company sells medical insurance, it shall inform the insured of the name list or qualification requirements of the agreed medical institutions and provide inquiry service.

If an insurance company adjusts the contracted medical institution, it shall promptly notify the applicant or the insured.

Article 43 Where an insurance company sells health insurance products without guaranteed renewal clauses in the form of additional insurance, the insurance period of the additional insurance shall not be less than that of the main insurance.

Article 44 Where an insurance company sells long-term personal health insurance products, it shall pay a return visit to the applicant within the hesitation period.

If an insurance company finds that the applicant has been misled during the return visit, it shall do a good job of explanation and clearly inform the applicant of the right to terminate the insurance contract according to law.

Article 45 When an insurance company underwrites group health insurance, it shall inform each insured in written or oral form of their participation and related rights and interests.

Article 46 If the applicant cancels the group health insurance contract, the insurance company shall require the applicant to provide valid proof that the insured has been notified to surrender, and return the surrender money to the applicant’s payment account or other account through bank transfer or remittance of the original insured funds in accordance with the provisions of China Banking and Insurance Regulatory Commission on group insurance surrender.

Chapter V Reserve Evaluation

Article 47 An insurance company engaged in health insurance business shall submit the actuarial report or reserve evaluation report of the previous year in accordance with the relevant provisions of these Measures.

Article 48 The insurance company shall withdraw the reserve for the outstanding claims that have occurred and have been reported.

An insurance company shall carefully withdraw the reserve for outstanding claims that have occurred, reported and reported by adopting reasonable methods such as case-by-case estimation method and case-by-case average compensation method.

If an insurance company adopts an actuarial method other than the case-by-case estimation method to make provision for reported outstanding claims, it shall report the basic data, parameter setting and estimation method of this method in detail, and explain the source of basic data, data quality and the reliability of reserve calculation results.

If the chief actuary of an insurance company cannot confirm the reliability of the estimation method or the experience data of related business is less than 3 years, it shall withdraw the reserve for reported and outstanding claims according to the amount of claims already filed.

Article 49 For the compensation or payment that has occurred but has not been claimed, the insurance company shall withdraw the reserve for outstanding claims that have occurred but have not been reported.

An insurance company shall, according to the risk nature and empirical data of the insurance products, at least use two methods, namely, the chain ladder method, the case-average compensation method, the reserve progress method, the B-F method and the payout ratio method, to evaluate the outstanding loss reserve that has occurred and has not been reported, and select the maximum value of the evaluation result to determine the best estimated value.

An insurance company shall report in detail the basic data, calculation method and parameter setting of the outstanding claims reserve that has occurred, and explain the source of the basic data, the quality of the data and the reliability of the calculation results of the reserve.

If the chief actuary of an insurance company judges that the data base can’t ensure the reliability of the calculation results, or the experience data of related businesses is less than 3 years, it shall withdraw the outstanding claims reserve that has occurred but has not been reported according to not less than 10% of the actual claims expenditure in the fiscal year.

Article 50 For short-term health insurance business, the insurance company shall withdraw the unexpired liability reserve.

Short-term health insurance can use one of the following methods to withdraw the unexpired liability reserve:

(1) One-quarter gross premium method (accrued on a monthly basis);

(2) 365th gross premium method (accrued on a daily basis);

(3) According to the risk distribution, other more cautious and reasonable methods can be adopted, and the unearned liability reserve drawn shall not be lower than the lesser of the results obtained in methods (1) and (2).

Article 51 The withdrawal amount of the unexpired liability reserve for short-term health insurance shall not be less than the greater of the following two:

(a) the balance of the expected future compensation and expenses after deducting the relevant investment income;

(2) The surrender amount when all policies are assumed to be surrendered on the assessment date of the liability reserve.

If the unearned liability reserve is insufficient, the premium shortage reserve shall be withdrawn to make up for the difference between the unearned liability reserve and the greater of the two items mentioned in the preceding paragraph.

Article 52 The liability reserve mentioned in these Measures refers to the business-related reporting liability reserve, and the provision of financial reporting liability reserve and solvency reporting liability reserve shall be implemented in accordance with the relevant regulations of the Ministry of Finance and China Banking and Insurance Regulatory Commission.

Fifty-third long-term health insurance unearned liability reserve provisions shall be implemented in accordance with the relevant provisions of China Banking and Insurance Regulatory Commission.

Article 54 An insurance company shall report the results of reserve withdrawal to China Banking and Insurance Regulatory Commission before and after reinsurance.

Chapter VI Health Management Services and Cooperation

Article 55 An insurance company may combine health insurance products with health management services to provide health risk assessment and intervention, disease prevention, health check-up, health consultation, health maintenance, chronic disease management, health care and other services to reduce health risks and disease losses.

Article 56 Where an insurance company provides health management services, the contents of the health management services may be specified in the terms of the insurance contract, or a separate health management service contract may be signed.

Fifty-seventh health insurance products to provide health management services, the cost of sharing shall not exceed 20% of the net insurance premium.

Services exceeding the above limits shall be priced separately, not included in the insurance premium, and the price of health management services shall be clearly stated in the contract.

Article 58 When operating medical insurance, an insurance company shall strengthen cooperation with medical institutions, health management institutions and rehabilitation service institutions to provide the insured with high-quality and convenient medical services.

When operating medical insurance, an insurance company shall, in accordance with the relevant policy documents, supervise the authenticity and legality of the insured’s medical behavior and strengthen the management of the rationality and necessity of medical expenses.

Article 59 Insurance companies should actively play the role of health insurance rate adjustment mechanism in controlling medical expenses and risks, and reduce unreasonable medical expenses.

Article 60 An insurance company shall actively play its role as a third party in the doctor-patient relationship, help alleviate the information asymmetry between doctors and patients, and promote the settlement of contradictions and disputes between doctors and patients.

Article 61 The cooperation between an insurance company and a medical institution or health management institution shall not harm the legitimate rights and interests of the insured.

Article 62 An insurance company shall, in accordance with the provisions of laws and administrative regulations, fully protect the privacy of customers and data security, and conduct necessary information interconnection and data sharing with medical institutions and basic medical insurance departments according to the scope and objects of service.

Chapter VII Reinsurance Management

Article 63 When handling reinsurance business of health insurance, an insurance company shall abide by the Insurance Law and the provisions of China Banking and Insurance Regulatory Commission on the management of reinsurance business.

Article 64 branches of insurance companies shall not handle the reinsurance business of health insurance, except for branches of reinsurance companies.

Chapter VIII Legal Liability

Sixty-fifth insurance companies and their branches in violation of these measures, China Banking and Insurance Regulatory Commission and its dispatched offices shall be punished according to laws and administrative regulations; Where there are no provisions in laws and administrative regulations, China Banking and Insurance Regulatory Commission and its dispatched offices shall order it to make corrections, give it a warning, impose a fine of more than 1 time and less than 3 times the illegal income on those who have illegal income, but the maximum amount shall not exceed 30,000 yuan, and impose a fine of less than 10,000 yuan on those who have no illegal income; Anyone suspected of committing a crime shall be transferred to judicial organs for criminal responsibility according to law.

Article 66 Employees of insurance companies and employees of branches of insurance companies who violate these measures shall be punished by China Banking and Insurance Regulatory Commission and its dispatched offices in accordance with laws and administrative regulations; Where there are no provisions in laws and administrative regulations, China Banking and Insurance Regulatory Commission and its dispatched offices shall order it to make corrections, give it a warning, impose a fine of more than 1 time and less than 3 times the illegal income on those who have illegal income, but the maximum amount shall not exceed 30,000 yuan, and impose a fine of less than 10,000 yuan on those who have no illegal income; Anyone suspected of committing a crime shall be transferred to judicial organs for criminal responsibility according to law.

Chapter IX Supplementary Provisions

Article 67 These Measures shall apply to health insurance operated by mutual insurance organizations.

Article 68 These Measures shall apply to the sales of health insurance products by insurance intermediaries and their employees.

Article 69 Whoever sells health insurance products through banks, postal services and other channels shall abide by the provisions of the relevant regulatory authorities.

Article 70 If the provisions promulgated by the former China Insurance Regulatory Commission before the implementation of these Measures are inconsistent with these Measures, these Measures shall prevail.

Article 71 China Banking and Insurance Regulatory Commission shall be responsible for the interpretation of these Measures.

Article 72 These Measures shall come into force as of December 1, 2019. The Measures for the Administration of Health Insurance issued by the former China Insurance Regulatory Commission on August 7, 2006 (Order No.8 of the CIRC in 2006) shall be abolished at the same time.

　　[car home’s deep comment] On March 26th, the anniversary of Ding Maoyue’s death, it was appropriate to set up a coupon and open the market. At about 18 o’clock in the afternoon, when most of the autobots got off work, a notice was posted on the website of the Ministry of Finance-Notice on Further Improving the Financial Subsidy Policy for the Promotion and Application of New Energy Vehicles (hereinafter referred to as the Notice or Caijian [2019] No.138). The Ministry of Finance, the Ministry of Industry and Information Technology, the Ministry of Science and Technology and the National Development and Reform Commission "set up a voucher" together, and set a contract between the central government and automobile manufacturers and consumers of new energy vehicles on the subsidy policy for the promotion and application of new energy vehicles in China in 2019, which also means that the new energy vehicle market in 2019 can finally be opened.

　　"It’s finally out." The author contacted several colleagues in the industry, and the attitude towards this notice was surprisingly consistent. After months of waiting, the industry is more concerned about when the policy will be implemented, rather than the level of subsidies.

● What is "Deep Comment"?

　　《Asked deeply.""is the first program created in car home for users in the industry, written by senior practitioners in the automobile industry, to exclusively analyze/reveal major events in the industry. In addition to the lively appearance, we want to show you the exploration and thinking of the essence, cause and effect and future possibility of things.

　　Current industry commentator-Khufu, an atypical autobot working in an automobile company. Over the past ten years, I have traveled around Industry-University-Research, a city related to the automobile industry, and I have my own understanding and thinking about the industry, learning from each other through the platform of "car home".

Read the full text in 30 seconds:

　　● In 2019, the state subsidy was less than the legend, and the threshold for obtaining subsidies was higher; Local subsidies are directly suspended.
　　● This time, the government’s expectation management has been done very well. What the industry practitioners are most concerned about is not the amount of subsidies, but when the policies will be released.
　　● For the industry, a sharp decline in subsidies is a powerful medicine to screen out strong multinational companies that are about to enter in a big way.

First, the late subsidy policy in 2019

　　Let’s turn the clock back to February 12, 2018. On that day, the four ministries and commissions issued the subsidy policy for the promotion and application of new energy vehicles in 2018. It is clearly stated in the document that "relevant ministries and commissions will study and release the thresholds of key technical indicators in 2019 and 2020 in advance according to factors such as technological progress, industrial development and scale of popularization and application of new energy vehicles".

"Screenshot of Notice of New Energy Subsidy Policy in 2018"

　　This sentence brings hope to the relevant practitioners: in 2019, the business policies of various enterprises are expected to be formulated in advance, so it is not necessary to "look forward to it" as in 2018. But what I didn’t expect was that the release date of the subsidy policy for the new year came late and was not released until the end of March. However, it is understandable that, after all, it is not an easy task to squeeze tens of billions or even hundreds of billions of yuan from the central budget to subsidize the promotion and application of new energy vehicles under the background that the country is facing "increasing downward pressure on the economy".

　　To put it simply, the core content of the subsidy policy in 2019 can be summarized as the following three points: the amount of state subsidies is less, the technical threshold is higher, and the land subsidies are forcibly cancelled.

　　1. "The amount of state subsidy is less" means that compared with the subsidy standard in 2018 and previous years, this year’s standard has dropped the most. For example, the subsidy for electric passenger cars decreased by 47% from the lowest to 100% from the previous year. And in the case of non-personal purchases, the national subsidy standard will be further discounted by 30%.

　　2. "Higher technical threshold" includes three aspects. Take passenger cars as an example. First, the minimum requirement for cruising range is increased from 150km in 2018 to 250km；. Second, the starting value of battery energy density requirement increased from 105Wh/kg last year to 125 Wh/kg; The third is to tighten the energy consumption of the whole vehicle, and it needs to be more than 10% higher than the threshold set by the 2018 policy before it can be subsidized.

　　3. "Compulsory cancellation of land compensation" means that after June 26, local governments are not allowed to give users subsidies for the purchase of new energy vehicles (except buses and fuel cell vehicles), otherwise the central government will make corresponding deductions from relevant financial subsidies.

　　Car home has a special article on the analysis of the policy provisions in 2019, so I won’t go into details here. For interested readers, please click "Quick Review: Seven Major Changes to Interpret the New Direction of Subsidy Policy in 2019".

Second, expectations are managed in place, and the focus of enterprises is no longer more money than less money.

　　Although the subsidy in 2019 was much less than last year, a common feeling of Khufu when communicating with his peers was: "It was finally introduced." The reason for this attitude is that after months of waiting, people are more concerned about when the policy will be introduced than whether the subsidy amount is high or low. To use the popular expression some time ago, it is that the four ministries and commissions, including the Ministry of Finance, have put the "expected value management" of the automobile industry in place this time.

　　As mentioned above, the policy of 2018 stated that the policy of 2019 would be introduced in that year, but until December of that year, the leaders of the Ministry of Finance were still leading a team to the automobile enterprises to investigate how to formulate the subsidy policy. At that time, the industry practitioners had roughly predicted that the business policy of the new energy vehicles of this enterprise would cross the river by feeling the stones again in 2019.

　　When selling new energy vehicles at the terminal, it is a great trouble to be unable to predict the government subsidy policy. Because it is impossible to determine the subsidy policy, how much subsidy should be paid in advance in sales invoicing has become a problem that drives people in sales and finance departments crazy. From the perspective of risk control, it should be opened less, but users will not recognize this practice; If you invoice with reference to the national subsidy standard in 2018, you will face tens of thousands of yuan in profit losses. For example, a pure electric passenger car with a cruising range of 200km can get a state subsidy of 24,000 yuan last year. However, according to the regulations of the new subsidy policy in 2019, if it is licensed within three months from March 26, it can only get a state subsidy of 2,400 yuan. There is a price difference of more than 20 thousand every day.

　　On the other hand, considering that a new model should be tested at least nine months in advance before the announcement, it is difficult for automakers to determine the development and launch plan of new products this year due to the delay in the release of subsidy policy in 2019. After all, if a new car is launched, it will be excluded from the scope of national compensation as soon as it comes into the market, and the loss may only be borne by a local automobile manufacturer like FAW-Volkswagen. The battery energy density of the new electric vehicle released by the company on March 25th is 121 Wh/kg, which is "perfectly" excluded by this year’s new policy.

"The battery energy densities of the newly released Bora Pure Electric, Golf Pure Electric and LaVida Electric versions are below the subsidy standard"

　　Therefore, for industry practitioners, it is actually more important to avoid this uncertainty: only when the policy is determined can the enterprise operation strategy and strategy be determined accordingly. From January to the first month, the subsidy policy was delayed in 2019, which not only made everyone feel uncomfortable, but also objectively reduced the expectations of the industry, making everyone’s focus change from "how much subsidy this year" to "when will the policy be introduced?"

Third, a sharp slope retreat is a powerful medicine, but the effect may not be bad.

　　What does such a large subsidy retreat mean for the whole industry? In my opinion, it is more like a dose of croton. This is an analogy that is not necessarily appropriate but vivid.

　　With the downward adjustment of subsidies, the profits of all competing automobile manufacturers will inevitably be affected, but its effect on each company is not the same-strong, this laxative can help him defeat the fire, clear his intestines, and then go into battle lightly; However, those with poor physical fitness, ranging from weak legs, can’t keep up with the competitive team, and even plummet, directly withdraw from the competition.

　　The reason for this analogy is that, in my opinion, China’s local new energy automobile industry has gone through a stage of barbaric growth, and it must be adjusted on the supply side in order to compete with multinational new energy vehicles that are about to fully enter the China market.

　　First of all, the amount of state subsidies is expected to exceed 100 billion yuan, and there are areas that become financial burdens.

　　After 10 years of development, the sales volume of new energy vehicles in China reached 1.256 million last year, accounting for 3.8% of the total market. In this case, the purchase subsidy will be a heavy burden on the central finance. In 2017, the subsidy for vehicles is currently only 9.084 billion, and will be publicized in batches in the future. In 2016, the number of approved subsidies reached 346,400, totaling about 50.321 billion yuan. Previous information showed that from 2009 to the end of 2015, the central government arranged a total of 33.435 billion yuan of subsidy funds, and after six public announcements, the vehicle subsidy in 2015 increased by 3 billion yuan. So far, about 95.84 billion central subsidies for new energy vehicles have been cleared or distributed.

　　Therefore, it is imperative to reduce the total amount of state subsidies. In addition, in the practice of popularization and application in recent years, there are more and more local governments whose financial resources are difficult to support the purchase subsidies. They either do not introduce subsidy policies or set explicit or implicit terms to implement total control.

　　Secondly, China’s new energy automobile industry chain has basically taken shape, and what we need to do at this stage is to get rid of the weeds and save the cyanine.

　　As a strategic emerging industry selected by our government, new energy vehicles have become a key investment field. Statistics from China Automotive Technology Research Center show that in 2017, the investment in the whole industrial chain of the automobile industry reached 1.31 trillion yuan, and the total investment in manufacturing industry in that year was 6.76% of the national 19.36 trillion yuan. Among them, the total investment of investors from all walks of life in the industrial chain of new energy vehicles reached more than 740 billion yuan, which historically exceeded the total investment in the industrial chain of traditional fuel vehicles (about 570 billion yuan). This investment boom continues. According to the statistics of the Ministry of Industry and Information Technology, by the end of 2018, the accumulated investment in the entire industrial chain of new energy vehicles exceeded 2 trillion yuan. Massive funds, reflected in the vehicle production capacity, are up to 9 million new production capacity. As far as the demand at this stage is concerned, this is indeed too much, and it is only a matter of time before the price war breaks out. Reducing subsidies will accelerate this process and let those enterprises with insufficient competitiveness withdraw from the market as soon as possible. Because there are more important things waiting for us in 2020 for the whole industry.

"Source: Blue Book of New Energy Vehicles (2017)"

　　Third, the window of industry development is about to close, and there may be opportunities, but they are reserved for prepared players.

　　In the past six months, two events —— the start-up of SAIC Volkswagen Anting New Energy Automobile Factory (October 2018) and Tesla Lingang Factory (January 2019) —— have profoundly affected the historical process of the development of China’s new energy automobile industry. This can be regarded as a landmark event for multinational companies to formally enter the new energy vehicle market in China. These two companies, one of which is the leader in the mass-produced fuel automobile market, and the other is lonely in the pure electric luxury car market, have announced to the local automobile enterprises in China by investing huge sums of money to build factories: "We are serious about promoting new energy vehicles in China! "(Feng Sihan, CEO of Volkswagen passenger car brand China)

　　Whether we are willing to admit it or not, the day when local new energy automobile companies begin to confront multinational companies is not in 2020 or in 2021; The specific year depends on the construction speed of their new energy automobile factories in China. In this case,For local new energy automobile enterprises, if they want to compete with multinational companies, they must gain a foothold this year and next, or build a moat (to make the brand good enough) or achieve scale effect (to make the cost low enough). No matter what kind of development path, it is obviously difficult for those automakers who still expect subsidies to make profits.

　　In short, the sharp decline in the national subsidy standard in 2019 is not only a rational choice made by the central government based on the current financial situation, but also a measure to force China’s new energy automobile industry to carry out supply-side reform. At the time when multinational companies are about to enter in a big way, if there are some bubbles in our new energy automobile industry, it is a useful choice to puncture it by reducing subsidies. (Text/car home industry commentator Hu Fu)

Award-winning research exclusive logo come and get it.