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In this year’s government work report, Premier Li Keqiang put forward for the first time the "internet plus Action Plan" to promote the integration of mobile Internet, cloud computing, big data and Internet of Things with modern manufacturing, promote the healthy development of e-commerce, industrial Internet and Internet finance, and guide Internet enterprises to expand into the international market. The concept of "internet plus" was first put forward in the industry in 2012, which is in line with the concept of "internetization" that appeared in 2007, emphasizing the deep cross-border integration of the Internet and traditional industries. "internet plus" is the achievement and symbol of the deep integration of industry and informatization in China, and it is also an important starting point for further promoting information consumption.

"internet plus" builds an upgraded version of China’s economy by informationization.

The "internet plus" action plan put forward by Premier Li Keqiang in the government work report has aroused heated discussion. This concept, which originated from the Internet industry, has been raised to the height of national action, prompting the whole society to think about the responsibility and future vision of the Internet industry. As the representatives of Internet companies, the three Internet giants responded enthusiastically to the "internet plus" inside and outside the NPC and CPPCC sessions for the first time, and took practical actions to move into the fields of medical care, finance and automobiles. With the support of the state, "internet plus" is becoming synonymous with building an upgraded version of China’s economy through informationization.

Internet plus: What does it bring to the cultural industry?

Internet stimulates cultural consumption demand, which in turn promotes the supply of cultural products.

The Internet opens up the industrial chain in the cultural field and promotes the upgrading of the overall format of the cultural industry.

Intellectual property protection is the soul of the development of cultural and creative industries.

During the two sessions this year, the new concept of "internet plus" was put forward in the government work report. In the information age, the combination of network technology and various industries has produced new changes, which also brings new opportunities for the development of cultural industries. In 2014, the new format of cultural industry based on Internet developed vigorously, which profoundly changed the internal structure of cultural industry and people’s cultural consumption habits. What new changes will "internet plus" bring to the ecology of cultural industry? How should the cultural industry seize the new opportunity of transformation and upgrading? How to "+"internet plus culture?

"internet plus" is expected to ignite the "second revolution" of the express delivery industry after the relay business.

In 2014, China became the largest express delivery market in the world with 14 billion pieces of express delivery. According to the data of the State Post Bureau, about 60% of the express delivery business comes from e-commerce. E-commerce has given birth to the prosperity of the express delivery industry, but it has also led to a thin profit of the express delivery industry. Where will the express delivery industry go in the future? At the "2015 China Express Forum", "internet plus" is being regarded as a new opportunity by the express delivery industry, which is expected to ignite the "second revolution" of the express delivery industry after relaying the business.

At the "2015 China Express Forum", Feng Lihu, deputy director of the Development Research Center of the State Post Bureau, said that in 2014, the express delivery business volume in China reached 14 billion, and the express delivery revenue exceeded 200 billion yuan, both hitting record highs. This also marks that after several years of development, China Express has entered the ranks of the world’s major express delivery countries. According to the data of China Express Association, as of the end of 2014, the express delivery industry in China had a year-on-year growth rate of over 50% for 46 consecutive months; In the first two months of 2015, the growth rate of the industry reached 43.4%.

Behind the rapid development of the express delivery industry, e-commerce has contributed. According to the data of the State Post Bureau, about 60% of the express delivery business comes from e-commerce. In the business of major private express delivery companies, the proportion of e-commerce orders even exceeds 80%.

"internet plus" Remodels China’s Economic Structure

"The Internet in China should enter a new stage. I think it can be summarized in three words, one is the Internet for everyone, the other is the Internet for things, and the other is the Internet for businesses."

On March 22nd, Yang Yuanqing, Chairman and CEO of Lenovo Group, expressed his vision for the future of Internet economy in China at the 2015 IT Leaders Summit in China.

In the eyes of IT leaders attending the meeting, the Internet industry in China is no longer a simple platform or a simple industry, but an economic model that can connect the future, which may lead the transformation of China’s economy under the new normal.

The "internet plus" action plan was first mentioned in the government work report this year. In the industry’s view, the so-called "internet plus" concept includes the implementation of manufacturing, e-commerce, medical care, finance and other industries on the Internet level, which is based on the promotion of traditional industries in the era of big data.

According to the Annual Report on the Development of IT Industry in China released on the day of the summit, in 2014, the market size of cmnet reached 200 billion yuan, the number of users reached 557 million, and the shipment of smart phones exceeded 400 million. Four China enterprises entered the top ten Internet companies with the highest market value in the world.

Internet+medical care: what will it bring us?

From online registration, to various health monitoring and health management apps that rely on the mobile Internet, and then to the cloud hospital that subverts the traditional diagnosis and treatment model … Mobile medical care is booming under the craze of "internet plus", and it is constantly racing around.

"internet plus" is undoubtedly the hottest topic in the National People’s Congress this year. The government work report shows that it will continue to promote reforms in the fields of medicine and health care, and grassroots medical reform, medical insurance payment reform, public hospital reform, and social medical care are still the focus of reform, which provides a broad development space for "Internet+medical care".

What will happen when medical care meets the Internet? What changes will this industry bring under the east wind of "internet plus"?

Seize the beach "internet plus": Alipay pushes the city service platform

Alipay, which has 300 million real-name users, is currently cooperating with many government departments in China, trying to make it easier for citizens to handle public service projects with the help of the Internet.

Alipay confirmed on the 27th that Alipay Wallet recently launched the "City Service" platform to handle traffic violations, entry and exit affairs, license plate lottery, medical registration and other matters, and people will be able to handle it on their mobile phones in the future. At present, users in Hangzhou have been able to use some inquiry and payment functions, and more than 30 cities such as Shanghai, Guangzhou, Shenzhen, Xiamen and Changsha will be connected in the near future.

According to reports, "City Service" is a mobile convenience service platform jointly built by Alipay and government departments, trying to open up Internet companies’ payment and financial solutions, cloud computing capabilities, big data platforms, etc., so as to make municipal services more efficient.

What investment opportunities does internet plus bring?

On March 5th, Premier Li Keqiang clearly put forward the "internet plus" action plan in his government work report: formulate the "internet plus" action plan to promote the integration of mobile Internet, cloud computing, big data and Internet of Things with modern manufacturing, promote the healthy development of e-commerce, industrial Internet and Internet finance, and guide Internet enterprises to expand the international market. The state has set up a 40 billion yuan venture capital guidance fund for emerging industries, and it is necessary to integrate and raise more funds to fuel industrial innovation. When this top-level design is ready to come out, which areas will have development opportunities and investment opportunities?

Communication industry

Communication plays an increasingly important role in social economy and life. On the one hand, it provides infrastructure guarantee for internet plus, and 4G and broadband enhance user experience and information consumption; On the other hand, the communication field is also the key field of technology and application innovation, and the development of communication is conducive to accelerating industrial upgrading and promoting industrial restructuring.

Mobile internet industry

The mobile Internet has shaken the traditional stock market. We believe that the biggest investment opportunity in the era of mobile Internet lies in the transformation of traditional industries. The biggest difference between Internet thinking and traditional thinking is the understanding of users. Transforming traditional consumers into users is a manifestation of revitalizing the stock, and the market has no ceiling.

Computer industry

The computer industry represents an important direction of the country’s economic transformation. At this year’s "two sessions", the Premier also supported the Internet economy and affirmed the positive role of the Internet in promoting the country’s economic transformation. Therefore, we believe that the industry will still have a strong upward logic in the future, and the transformation of economic structure will surely bring the industry an opportunity to accelerate its development. The accelerated penetration of cloud computing and big data also provides a foundation for software enterprises to transform into operation and service platforms. The data-based operation model is gradually recognized by the market and is expected to accelerate its development.

industry

The "internet plus" action plan put forward by Premier Li Keqiang includes the new industrial revolution represented by Industry 4.0 and personal design and manufacturing. Industrial Internet is one of the earliest industries in which "internet plus" mentioned in the government work report was realized.

Special feature of 1905 film network The online drama "Under the Alien", starring, recently ended. Among them, the participation of digital actor Lili has attracted everyone’s attention.

In recent years, with the continuous development of AI technology, digital actors frequently appear in film and television works, so what is the audience’s acceptance? Will digital actors take away the jobs of real actors in the future? ""brings exclusive observation.

In Under the Alien, digital actor Li Li plays a role of losing limbs and showing his power through electromagnetic wave wandering — — "two strong". Through AI technology, the actions and subtle expressions needed by the role are realized.

Dai Qing, a professor at Communication University of China, believes that "Erzhuang is the center of digital integration, and the role setting is more suitable for this figure. I think the appearance is too perfect, and her personalization may be a little weak. "

In recent years, digital actors created through AI technology have gradually entered the audience’s field of vision.

In the TV series "20 Don’t Confuse 2", the digital actor 202 performs in the form of combining with equipment. The digital actor Ji Feng based on the image of the actor and the virtual idol Chun Cao made by film technology are also exerting their strength in the fields of film and television and games.

Cai Juntao, CEO of WeiHaiCan Entertainment, said that in the future, Chuncao, a digital person, will be operated as a real artist, allowing her to perform movies, sing songs and record variety shows.

It is understood that the digital mile created by AI technology reduces the cost and time invested in modeling, original painting and other links, and also avoids the dependence on moving capture technology, which reduces the production cost by 80% and improves the efficiency by 40%. Efficiency and convenience are the important reasons why producers admire digital actors.

Guo Jianjun, founder of the C-TREK era, said, "AI is an improvement of productivity for us. We hope that it is also a liberation of productivity. I hope that AI will appear more and more in our works in the future."

On the other hand, digital actors can also fill the gap of real actors.

"When we have appeals to an actor, we especially like him, like his sunshine, like his strong body muscles, and like all kinds of him, but it is a pity that he has a little melancholy eyes to some extent, which is even more touching. There are very few such actors in life, and they have done it in AI. I saw an experiment they did, and it was perfect." The director shared.

The arrival of digital actors also shocked the actors.

"() showed me a video, about 30 seconds. He is an old man, in an indoor environment, the lights are dim, and he is talking lines inside, and his expression is a little sad. Director Frant Gwo asked me, What do you think of his performance? I said it was good. It was quite distracting. Then he told me that this was a performance made by AI. Teacher Frant Gwo looked at me proudly and said, Songwen, this is the challenge of the future. I felt a little depressed. I’m thinking that AI may be perfect, but we humans have become more real because of our own defects, which may be exactly what AI technology can’t do. Performance should be to interpret the truth in life we have seen. "

Faced with the threat posed by digital actors, many people are as optimistic as Zhang Songwen.

Simon, an actor, said, "With the progress of science and technology, there is no way to stop the wheel of this era. I still have food so far, and he won’t take over my job. " The actor said, "Now the technical development of expression has been very advanced. Looking closely at Chuncao’s expression is really lifelike, and I look forward to working with her." The director said, "AI’s character image certainly can’t replace the actor’s real, warm, personal experience and full of agility."

At present, digital actors are still in their infancy, and there is still a broad space for technological development, and they are also facing problems such as high production cost and insufficient production capacity. However, many people in the industry are still very optimistic about the development prospects of digital actors in the film and television industry.

"In the future, there will be more AI performances and various forms of artistic expression, but it will definitely take a period of accumulation, because it requires too many technical achievements, including the level of performance, the subtlety of movements, and more realistic voices and dubbing." Dai Qing pointed out.

In July this year, in Hollywood, actors and screenwriters faced the threat of being replaced by AI and staged an unprecedented strike. Domestic filmmakers also hope to standardize and guide the healthy development of AI technology and digital actors.

Yin Li believes that "the use of this virtual actor in AI technology will also involve digital version, portrait rights and other issues that have not appeared before", and Huang Jianxin believes that "now all countries in the world are legislating to stipulate the progress speed of AI, so as to solve the relationship between people and AI system. If it is just a tool for you, countries will definitely not legislate, so we are facing a huge challenge. "

China People’s Bank Shanghai Headquarters, branches, business management departments, city center branches of provincial capitals, and Shenzhen center branch; There are commercial banks, joint-stock commercial banks and China Postal Savings Bank in various countries. China UnionPay Co., Ltd.; China Payment and Clearing Association:

In order to improve the marketization mechanism of credit card business, improve the service level of credit card, protect the legitimate rights and interests of cardholders and promote the healthy development of credit card market, relevant matters are hereby notified as follows:

I. Interest rate standard

The credit card overdraft interest rate is subject to upper and lower limit management. The upper limit of overdraft interest rate is five ten thousandths of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate. The method of calculating and settling interest on credit card overdraft, whether to calculate and pay interest on credit card overpayment and its interest rate standard shall be determined by the card issuer independently.

II. Interest-free repayment period and minimum repayment amount

The conditions and standards for cardholders to enjoy interest-free repayment period and minimum repayment amount for overdraft consumption shall be determined by the card issuer independently.

Third, liquidated damages and service charges

Cancel the late payment fee for credit cards. For the cardholder’s default and overdue repayment, the card issuer should agree with the cardholder through agreement whether to collect liquidated damages, as well as the relevant collection methods and standards. Card issuers that provide cardholders with card services that exceed the credit line shall not charge an over-limit fee. The card issuer shall not charge interest on the service fees such as liquidated damages, annual fees, cash withdrawal fees and currency exchange fees charged to the cardholder.

Iv. Cash advance by credit card

Credit card cash advance business includes cash withdrawal, cash transfer and cash recharge. Among them, cash withdrawal means that the cardholder obtains the funds within the credit card advance cash limit in the form of cash through self-service machines such as counters and ATMs; Cash transfer means that the cardholder transfers the funds within the cash limit advanced by the credit card to his bank settlement account; Cash recharge means that the cardholder transfers the funds within the cash limit of the credit card to the payment account opened by himself in a non-bank payment institution.

The cardholder shall handle the cash withdrawal business through ATM and other self-service machines, and the daily accumulative amount of each card shall not exceed RMB 10,000; The daily limit of each card for the cardholder to handle cash withdrawal business through the counter and cash transfer business through various channels shall be agreed by the card issuer and the cardholder through agreement; The card issuer can decide whether to provide cash recharge service and agree with the cardholder on the daily limit of each card. The card issuer shall not transfer the funds within the cash advance limit of the cardholder’s credit card to other credit cards or the bank settlement account or payment account of non-cardholders.

V. Transaction information

Bank card clearing institutions shall, jointly with card issuers and acquirers, further improve the business rules and technical standards of credit card transactions in strict accordance with the relevant regulatory provisions on bank card business. All card issuers and acquirers should truly reflect and accurately identify the business types such as cash withdrawal, cash transfer and cash recharge, and transmit the transaction information completely to ensure the authenticity, integrity, traceability and consistency of the transaction information in the payment process, so as to facilitate the card issuers to identify and judge risks and ensure the security of credit card transactions.

VI. Obligation of information disclosure

(1) Card issuers shall fully disclose the credit card application conditions, product functions, charging items and standards, knowledge of safe card use, credit card standard agreements and articles of association through their websites and other channels, and update them in time.

(2) The card issuer shall indicate in a prominent way in the credit card agreement the credit card interest rate standard, the method of interest calculation and settlement, the conditions and standards of interest-free repayment period and minimum repayment amount, as well as the details and collection standards of the liquidated damages charged to the cardholder, so as to ensure that the cardholder fully knows and confirms the acceptance. Among them, for the credit card interest rate standard, the daily interest rate and annual interest rate should be indicated.

(3) If the card issuer adjusts the credit card interest rate standard, it shall notify the cardholder in the agreed way at least 45 natural days in advance. The cardholder has the right to cancel the account before the new interest rate standard comes into effect, and repay the relevant funds according to the signed agreement.

VII. Handling of Non-authorized Transactions

When the cardholder proposes transactions that are not authorized by himself, such as fake card transactions and account theft, the card issuer shall promptly guide the cardholder to retain evidence, handle error disputes in accordance with relevant rules, and regularly feed back the processing progress to the cardholder. Encourage card issuers to make reasonable compensation for cardholders’ losses in accordance with the law through commercial insurance cooperation and provision of risk compensation funds, and effectively protect the legitimate rights and interests of cardholders.

Eight, interest rate information submitted.

Card issuers should report to the People’s Bank 60 days in advance if they adjust the credit card overdraft interest rate, interest-free repayment period and minimum repayment amount. Credit card interest rates are included in the interest rate monitoring and filing system of the People’s Bank of China and reported monthly (see the attachment for details). The data of last month should be submitted before the 9th of each month, and the initial reporting time is before February 9th, 2017, and the relevant credit card interest rate information in January 2017 should be reported. Among them, the national bank submitted to the head office of the People’s Bank of China; Other banking financial institutions shall submit them to the branches of the People’s Bank of China where the legal person is located according to the principle of territorial management.

Nine, self-discipline management of credit card business

Give full play to the role of market interest rate pricing self-discipline mechanism, implement self-discipline management on credit card interest rate determination and interest-bearing rules, and maintain fair market competition order.

China Payment and Clearing Association shall, in accordance with the requirements of the relevant regulatory system for credit card business and the provisions of this circular, establish and improve self-regulatory mechanisms such as credit card issuance process, use management and customer service, and formulate a recommended model of credit card agreement and articles of association to protect the legitimate rights and interests of cardholders and promote the orderly development of the credit card market.

This notice shall be implemented as of January 1, 2017. If the relevant provisions on bank card business previously issued by the People’s Bank of China are inconsistent with this notice, this notice shall prevail.

Branches of the People’s Bank of China are requested to forward this notice to city commercial banks, rural commercial banks, rural cooperative banks, rural credit cooperatives, village banks, foreign banks and non-bank payment institutions within their jurisdiction.

Attachment: 1. Credit card overdraft interest rate classification statistics. doc

　　　 　　2. Credit card overdraft interest rate interval distribution table. doc

People’s Bank of China

April 15, 2016

CCTV News:At the final of the 1st China Civil Aviation Maintenance Job Vocational Skills Competition in 2017, 18 final teams and 54 contestants stood out from 76 teams of 61 civil aviation maintenance units nationwide, competing on the same stage in the national competition. In the end, three players from China Eastern Airlines Technology Co., Ltd. won all three individual first prizes in the first competition with the top three overall scores, and the player with the first overall score was Juck Zhang, an employee of the inspection department of Yunnan Branch of China Eastern Airlines Technology Co., Ltd.

　

Fuse braiding and tempering skills

As the first national No.1 in China Civil Aviation Maintenance Job Vocational Skills Competition, Juck Zhang was not on the list of contestants at first.

After the competition date is confirmed, some players originally scheduled by China Eastern Airlines need to change their positions temporarily because the competition schedule conflicts with the course time to be trained by the public. At this time, Juck Zhang, who has won unanimous praise for his excellent work and professional quality, was ordered to join China Eastern Airlines Team 2 to compete.

In September, the preliminary contest of the national competition ended. Although Juck Zhang and his teammates successfully advanced to the final, they were not satisfied with their preliminary performance and achievements in the middle reaches.

The coach and the team members analyzed the reasons for losing points together, and compared the differences with their brother units. Everyone thought that the problem was not that they did not understand or master a certain professional operation, but the reaction speed. In the preliminary competition, the distance between the tool placement and the operation post is different from that in daily work and pre-competition training, which is much longer, which also delays the players’ time and affects the competition score.

Juck Zhang, his coach and teammates are determined to sprint the short board before the final, because this is not only related to the final ranking, but also an opportunity to force themselves to adapt to different environments and improve their maintenance ability and efficiency under different conditions. The competition is temporary, and taking this as an opportunity to temper and grow will benefit your work for a long time.

With this in mind, Juck Zhang fully cooperated with the coach’s training. Tan Xiaowei is one of the coaches. He has participated in the American International Skills Competition and has rich experience. According to the feedback from the preliminary competition, he asked Juck Zhang and other team members to put the tools farther away than the competition, so as to strictly test the efficiency of collecting tools and carrying out maintenance operations.

为了进一步“逼”自己提升熟练程度，张超还按照教练的要求，蒙起眼睛练习给保险丝编花，或是把双手手腕绑起来，练习用手指进行保险丝编花。这种看似近乎苛刻到极端的训练环境，恰是逼出娴熟操作技能，加深肌肉记忆非常有效的冲刺手段。

就这样，张超一遍遍地训练，再请教练一遍遍点评，虽然半开玩笑地给教练起了“魔鬼教练”的绰号，但手下仍毫不含糊。

11月21日比赛当天，“魔鬼教练”对效率的倒逼果然没有白费，张超一炮打响，以出色的专业表现、一流的操作效率在全国机务高手中力压群雄，创下全场最好成绩，荣膺一等奖。

十年坚守 匠心持续

机务维修是民航保障的幕后工种，也是民航生产运行的关键基础环节，作为飞机的“保健医生”，机务维修队伍是民航践行工匠精神的一支主力军，机务维修人员则是坚守安全适航防线的守门员。

2007年，22岁的张超从南昌航空大学飞行器设计与工程专业毕业，加入了东航昆明维修基地从事机务工作，岗前培训后，他被分配到了定检部飞控组，直至今天，一直在飞控组从事飞机维护工作。

This job makes Juck Zhang, who loves his major and airplanes, full of happiness-"He can directly contact the airplane when he is working as a mechanic, and he can directly dismantle the airplane, which is the closest to the airplane and the closest to the airplane". While enjoying his love, Juck Zhang didn’t forget another heavy connotation in his work-responsibility.

From 2007 to 2017, Juck Zhang devoted himself to studying regulations, studying technology, accumulating experience and sorting out his experience in his post. Although the outside world is colorful, in his mind, the most wonderful thing is always the maintenance post he stuck to.

In 2008, Juck Zhang won the outstanding new employee of China Eastern Airlines; In October 2016, he won the third member of the civil aviation vocational skills competition group and the third place of two individuals in the China Skills Competition; In December, 2016, he participated in the skill competition of Yunnan civil aviation jurisdiction and won the first prize of the group … … An honor is a quiet record of Juck Zhang’s ten-year maintenance work.

"The biggest gain from participating in this competition is that I have experienced a spiritual sublimation. This result convinced me not to cling to temporary gains, but to be normal. In the future, I will continue to strive for perfection in my own profession. I believe that as long as I work hard, there will always be good luck waiting for me ahead. " Juck Zhang said.

The contest has ended, but the ingenuity of the civil aviation crew continues. (Source: China Eastern Airlines Group)