How to buy social security this year？ How much do I have to pay every month？ The official answer is here.
How to pay with the employer’s insurance? How to pay for personal participation in enterprise employee pension insurance? How much do you pay each year to participate in the endowment insurance for urban and rural residents? The new year has arrived. How to buy social security this year? Recently, the Chongqing Municipal Bureau of Human Resources and Social Security answered the popular enrollment questions, and the dry goods were full, which made it clear for you at one time.
Pay attention to these with the employer’s insurance.
With the employer’s participation in the insurance, you should note that the employer should apply for social insurance registration for its employees within 30 days from the date of employment.
How much is the monthly payment? Monthly payment amount = my monthly payment base × payment rate.
Among them, with the insured personnel of the employer, the monthly payment base of the employee is the average monthly salary of the previous year, and the monthly payment base of the new employee is the salary of the starting month.
If my average monthly salary (starting salary of the current month) is lower than 60% of the average salary of employed persons in the whole city in the previous year, 60% of the average salary of employed persons in the whole city in the previous year will be used as the monthly payment base; If my average monthly salary last year (starting salary for the current month) is higher than 300% of the average salary of employees in the city last year, 300% of the average salary of employees in the city last year will be used as the monthly payment base.
How much do you pay every month? At present, the average wage of employed persons used in the verification of the upper and lower limits of the payment base of the employer’s participation in insurance is temporarily implemented in 2022, that is, 82,348 yuan/year (6,863 yuan/month).
What is the specific rate? Pay the proportion of basic old-age insurance, work-related injury insurance and unemployment insurance for employees of urban enterprises according to the existing policies of various types of insurance. Among them, the industrial injury insurance rate is based on the industrial injury risk category corresponding to the industry to which the unit belongs, and the corresponding benchmark rate is implemented. Let’s take a look at the specific rate ↓
These people can apply to participate in enterprise employee pension insurance in their personal capacity.
According to the person in charge of the Chongqing Municipal Bureau of Human Resources and Social Security, flexible employees who are over 16 years old, have not reached the retirement age stipulated by the state, are willing to participate in the basic old-age insurance and have the ability to pay, and can voluntarily apply for the old-age insurance for enterprise employees in Chongqing as individuals.
How much is the monthly payment? Monthly payment amount = my monthly payment base × payment rate.
Among them, the monthly payment base is selected by the insured from 60% to 300% of the average wage of employed persons in the city in the previous year, and the payment rate is 20%. At present, the average wage of employed persons used in the verification of the upper and lower limits of the payment base is temporarily implemented by the average wage standard of employed persons in the city in 2022, that is, 82,348 yuan/year (6,863 yuan/month).
How much do you pay every month?
If you are insured according to the lower limit of the monthly payment base of 4118 yuan (that is, 60% of the average salary of employees in the previous year, that is, 6863 yuan/month *60%=4118 yuan), the monthly payment amount is 4118×20%=823.6 yuan.
If you choose to participate in the insurance according to the payment base of 6863 yuan (that is, 100% of the average salary of employees in the previous year), the monthly payment amount is: 6893×20%=1372.6 yuan.
How much do you pay for participating in the endowment insurance for urban and rural residents every year?
The person in charge of the Chongqing Municipal Bureau of Human Resources and Social Security said that urban and rural residents who have registered in Chongqing and have reached the age of 16 can voluntarily participate in the endowment insurance for urban and rural residents in Chongqing.
It should be reminded that full-time students and those who have received basic pension, retirement benefits or pension benefits on a monthly basis are not included. Those who have participated in the old-age insurance for employees, institutions and institutions shall not participate in the old-age insurance for residents at the same time.
How much do you pay each year? According to the policy, the old-age insurance for urban and rural residents in Chongqing implements the principle of combining individual annual payment, government subsidies according to grades and collective voluntary subsidies. At present, there are 13 payment grades, and the insured can choose by themselves.
Upstream journalist Tan Xu
Editor: Rao Zhimei Editor: Sun Qiongying, Zhou Shangdou Audit: Feng Fei